Fairfield County property record for 110 Ruff St, Ridgeway, SC 29130
| Property Type | Single Family Home |
|---|---|
| Details | 3,672 sqft |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,581 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Dec 2025 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 186-01-03-003-000 |
| Primary APN | 186-01-03-003-000 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,672 sqft Living Area |
| Gross Area | 5,010 sqft |
| 1st Floor Area | 2,097 sqft |
| 2nd Floor Area | 1,575 sqft |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Detached |
| Garage Area | 432 sqft |
| Porch | Slab |
| Porch Area | 1,338 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 14241 |
|---|---|
| Street Address | 110 RUFF ST |
| City | RIDGEWAY |
| State | SC |
| Zip | 29130 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C1 |
| Legal Description | 110 W RUFF ST |
| Jurisdiction | FAIRFIELD SC |
| Township / Civil Division | RIDGEWAY |
| Census Block Group | 3 |
| Census Block | 3052 |
| Census Tract | 960301 |
Source: Fairfield County records · APN 186-01-03-003-000
Assessment roll updated March 27, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 337, RIDGEWAY, SC 29130-0337 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 13, 2026 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Dec 09, 2025 | Deed, Transfer |
| Jun 30, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Apr 27, 2011 |
| Transfer Doc | 0000001118 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD SC |
| Property Address | 110 RUFF ST, RIDGEWAY, SC 29130 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2026 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | PO BOX 337, RIDGEWAY, SC 29130-0337 |
| Document Number | 0000000335 |
|---|---|
| Date | Feb 13, 2026 |
| Book Page | 1721/156 |
| Instrument | 202600000335 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FAIRFIELD SC |
| Recording Date | Dec 09, 2025 |
| Property Address | 110 RUFF ST, RIDGEWAY, SC 29130 |
| Document Number | 0000002992 |
| Book / Page | 1710 / 230 |
| Map Reference | MB OT PG 245 |
| Instrument Date | Dec 04, 2025 |
| Instrument | 202500002992 |
| Transaction Type | Transfer |
| Record Updated | Jan 07, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 337, RIDGEWAY, SC 29130-0337 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FAIRFIELD SC |
| Recording Date | Jun 30, 2017 |
| Property Address | 110 RUFF ST, RIDGEWAY, SC 29130 |
| Document Number | 0000001625 |
| Book / Page | 001283 / 000003 |
| Instrument Date | Jun 07, 2017 |
| Instrument | 1625 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 110 W RUFF ST RIDGEWAY SC 29130, RIDGEWAY, SC 29130 |
Source: Fairfield County records · Assessment roll updated March 27, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Fairfield County |
| Municipality | Ridgeway Town |
| Unified School District | Fairfield County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,581.00 (+18.87%) | $16,812 (+127.31%) Land $800 Building $16,012 | $420,300 (+127.31%) Land $20,000 Building $400,300 |
| 2024 | $1,330.00 (+33.94%) | $7,396 (-) Land $800 Building $6,596 | $184,900 (-) Land $20,000 Building $164,900 |
| 2023 | $993.00 (+9.6%) | $7,396 (-) Land $800 Building $6,596 | $184,900 (-) Land $20,000 Building $164,900 |
| 2022 | $906.00 | $7,396 Land $800 Building $6,596 | $184,900 Land $20,000 Building $164,900 |
Source: FEMA National Flood Hazard Layer as of September 28, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2015–2024) |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Wildfire Risk | Moderate above 40% of the US · lower than 78% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Ridgeway Historic District listed 1980 · 31 contributing resources · NRIS 80004466 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Cable · Fiber in parts of the area | 500 / 50 |
Based on FCC filings for 50 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF RIDGEWAY serves 950 people |
|---|---|
| Water Source | Purchased surface water from WINNSBORO TOWN OF (2010001) |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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