Onslow County property record for 110 Ruby Yopp Cir, Sneads Ferry, NC 28460 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,213 sqft · built 2022 |
| Lot Size | 1.02 acres (44,431 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $785,000 (May 2026) |
| Tax Bill | $3,414 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage May 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 765C-48 |
| Primary APN | 765C-48 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 3,213 sqft Living Area |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 44,431 sqft (1.02 acres) |
| View / Lot | Waterfront / Beach |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 481532000 |
|---|---|
| Street Address | 110 RUBY YOPP CIR |
| City | SNEADS FERRY |
| State | NC |
| Zip | 28460-9450 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L2 P1 EVERETTS CREEK ESTATES |
| Legal Subdivision | EVERETT CREEK ESTATE |
| Legal Lot Number | 2 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | STUMP SOUND |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 405 |
Source: Onslow County records · APN 765C-48
Assessment roll updated August 15, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 110 RUBY YOPP CIR, SNEADS FERRY, NC 28460-9450 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 09, 2022 | Deed of Trust, Mortgage · Conventional Mortgage INTERCOASTAL MORTGAGE |
| May 18, 2026 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR |
| Dec 30, 2021 | Warranty Deed, Construction Loan · Construction Mortgage INTERCOASTAL MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 18, 2026 · Amount on Record |
| Deed Sale | May 18, 2026 · Amount on Record |
| Prior Sale | Dec 30, 2021 · Amount on Record |
| Deed Book / Page | 6594 / 778 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 110 RUBY YOPP CIR, SNEADS FERRY, NC 28460-9450 |
| Transaction Type | Mortgage |
| Record Updated | Jun 04, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0058840965 |
|---|---|
| Date | Dec 09, 2022 |
| Book Page | 5884/965 |
| Name | INTERCOASTAL MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 01, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.62% |
| Max Rate At Change | 7.62% |
| Index | Other |
| Max Rate | 10.6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | May 18, 2026 |
| Property Address | 110 RUBY YOPP CIR, SNEADS FERRY, NC 28460-9450 |
| Document Number | 6594000778 |
| Book / Page | 6594 / 778 |
| Instrument Date | May 08, 2026 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $158,570.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 110 RUBY YOPP CIR, SNEADS FERRY, NC 28460-9450 |
| Document Number | 6594000781, |
|---|---|
| Date | May 18, 2026 |
| Book Page | 6594/781 |
| Name | MORTGAGE RESEARCH CTR |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Dec 30, 2021 |
| Property Address | 110 RUBY YOPP CIR, SNEADS FERRY, NC 28460-9450 |
| Document Number | 0056550545 |
| Book / Page | 5655 / 545 |
| Map Reference | MB 45 PG 155 |
| Instrument Date | Dec 29, 2021 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 24, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $240.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 251 EVERETT YOPP DR, SNEADS FERRY, NC 28460-9449 |
| Name | Verified Name |
|---|---|
| Address | 237 STANAFORD RD, WINSTON SALEM, NC 27104-2721 |
| Document Number | 0005655548 |
|---|---|
| Date | Dec 30, 2021 |
| Instrument | 5655/548 |
| Name | INTERCOASTAL MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Jan 01, 2023 |
Source: Onslow County records · Assessment roll updated August 15, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Unified School District | Onslow County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,414.00 | $521,324 (-) Land $150,060 Building $371,264 | $521,324 (-) Land $150,060 Building $371,264 |
| 2023 | $3,414.00 | $521,324 Land $150,060 Building $371,264 | $521,324 Land $150,060 Building $371,264 |
Source: FEMA National Flood Hazard Layer, Onslow County (37133C), updated August 12, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Moderate above 47% of the US · above 68% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,190 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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