110 Ropponen Rd, Esko, MN 55733 Property Records

Carlton County property record for 110 Ropponen Rd, Esko, MN 55733 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	858 sqft · built 1992
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Nov 2021)
Tax Bill	$4,030 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Nov 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`78-020-3167`

Property Details

APN / Parcel Number

Primary APN	`78-020-3167`
Alternative APN	`25952`

Interior

Building Area	858 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	217,800 sqft (5 acres)

Location & Zoning

Account Number	25952
Street Address	110 ROPPONEN RD
City	ESKO
State	MN
Zip	55733-9522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W1/2 OF SE1/4 OF SE1/4 OF SE1/4 SUBJ TO EASE TOWN OF THOMSON TOWNSHIP
Legal Range	16
Legal Township	49
Legal Section	15
Legal Subdivision	TOWN OF THOMSON TOWNSHIP
Jurisdiction	CARLTON MN
Township / Civil Division	THOMSON
Census Block Group	3
Census Block	3020
Census Tract	70300

Owner

Source: Carlton County records · APN 78-020-3167

Assessment roll updated April 24, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	110 ROPPONEN RD, ESKO, MN 55733-9522
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 06, 2020	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Nov 03, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage SERVION INC
May 09, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jun 01, 2018	Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 03, 2021 · Amount on Record
Deed Sale	Nov 03, 2021 · Amount on Record
Prior Sale	Jun 01, 2018 · Amount on Record
Deed Document Number	2021502755
Record Updated	Jun 08, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	110 ROPPONEN RD, ESKO, MN 55733-9522
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000494466
Date	Oct 06, 2020
Instrument	A000494466

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Nov 01, 2047

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Nov 03, 2021
Property Address	110 ROPPONEN RD, ESKO, MN 55733-9522
Document Number	A000502755
Instrument Date	Oct 29, 2021
Instrument	A000502755
Transaction Type	Transfer
Record Updated	Dec 01, 2021
Title Company	MISC COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 ROPPONEN RD, ESKO, MN 55733-9522

Mortgage

Document Number	A000502756
Date	Nov 03, 2021
Instrument	A000502756

Lender

Name	SERVION INC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	110 ROPPONEN RD, ESKO, MN 55733-9522
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000474046
Date	May 09, 2017
Instrument	A000474046

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 16, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Jun 01, 2018
Property Address	110 ROPPONEN RD, ESKO, MN 55733-9522
Document Number	A000480456
Instrument Date	May 30, 2018
Instrument	A000480456
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 ROPPONEN RD, ESKO, MN 55733-9522
Investor	Possibly a Property Investor

Mortgage

Document Number	A000480457
Date	Jun 01, 2018
Instrument	A000480457

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Jan 01, 2048

Tax Assessment & Valuation

Source: Carlton County records · Assessment roll updated April 24, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
County Subdivision	Thomson Township
Unified School District	Esko Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,030.00 (+7.64%) Homeowner's exemption
2025		$355,200 (+3.2%) Land $107,000 Building $248,200	$355,200 (+3.2%) Land $107,000 Building $248,200
2024	$3,744.00 Homeowner's exemption	$344,200 (+8.51%) Land $107,000 Building $237,200	$344,200 (+8.51%) Land $107,000 Building $237,200
2023	$3,744.00 Homeowner's exemption	$317,200 (-) Land $101,000 Building $216,200	$317,200 (-) Land $101,000 Building $216,200
2022		$317,200 Land $101,000 Building $216,200	$317,200 Land $101,000 Building $216,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carlton County (27017C), updated March 13, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270170703003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012, river or lake flooding, Severe Storms And Flooding

Wildfire

Wildfire Risk	Low above 7% of the US · above 21% of Minnesota
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 25 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mediacom Communications	Fiber	2,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: AirFiber. Availability varies by address; speeds are provider-advertised maximums, not measured.

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