110 Ridge Ln, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 110 Ridge Ln, Kill Devil Hills, NC 27948

Property Summary

Property Type	Condominium
Details	4 bd · 3.5 ba · 1,956 sqft · built 2018
Lot Size	9.55 acres (416,259 sqft)
Owner	Individual Name on Record
Last Sale	$735,000 (May 2025)
Tax Bill	$2,961 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit May 2025 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`988305193157`

Property Details

APN / Parcel Number

Primary APN	`988305193157`
Alternative APN	`008095001`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,956 sqft Finished Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	416,259 sqft (9.55 acres)
View / Lot	River

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	988305193157
Street Address	110 RIDGE LN
City	KILL DEVIL HILLS
State	NC
Zip	27948-8467
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	LOT: LOT 2 BLK: SEC: PL: I SL: 400
Legal Subdivision	PIRATES MOOR CONDOMINIUM
Legal Lot Number	2
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	1
Census Block	1014
Census Tract	970302

Owner

Source: Dare County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5588 FIELD STREAM DR, EXPORT, PA 15632-9219
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed of Trust, Mortgage · Line of Credit PNC BANK
May 14, 2025	Warranty Deed, Transfer
Dec 1, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FULTON BANK NA
Jun 19, 2020	Deed, Transfer EDWARD ETUA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2025 · Amount on Record
Deed Sale	May 14, 2025 · Amount on Record
Prior Sale	Jun 19, 2020 · Amount on Record
Deed Document Number	2025700149016
Deed Book / Page	2788 / 882
Prior Transfer Date	Jun 21, 2005
Prior Transfer Doc	001687/150
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Recording Date	Jul 8, 2026
Property Address	110 RIDGE LN, KILL DEVIL HILLS, NC 27948-8467
Document Number	0700161457
Book / Page	2860 / 126
Instrument Date	Jun 26, 2026
Instrument	2026700161457
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 RIDGE LN, KILL DEVIL HILLS, NC 27948-8467

Mortgage

Document Number	0700161457,
Date	Jul 8, 2026
Book Page	2860/126
Instrument	2026700161457

Lender

Name	PNC BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jul 15, 2066

Interest

Rate	6.53%
Max Rate	-1%

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	May 14, 2025
Property Address	110 RIDGE LN, KILL DEVIL HILLS, NC 27948-8467
Document Number	002788/882
Book / Page	2788 / 882
Map Reference	CAB I SL 400
Instrument Date	May 9, 2025
Instrument	700149016
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Amount	Amount Recorded
Tax	$1,470.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3536 LONGWOOD DR, TOANO, VA 23168-9621

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5588 FIELD STREAM DR, EXPORT, PA 15632-9219

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DARE NC
Recording Date	Dec 1, 2020
Property Address	110 RIDGE LN, KILL DEVIL HILLS, NC 27948-8467
Document Number	002441/236
Book / Page	2441 / 236
Map Reference	CAB I SL 400
Instrument Date	Nov 25, 2020
Instrument	700088422
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3536 LONGWOOD DR, TOANO, VA 23168-9621
Investor	Possibly a Property Investor

Mortgage

Document Number	0700088423
Date	Dec 1, 2020
Instrument	700088423

Lender

Name	FULTON BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	DARE NC
Recording Date	Jun 19, 2020
Property Address	110 RIDGE LN, KILL DEVIL HILLS, NC 27948-8467
Document Number	0002385/94
Book / Page	2385 / 94
Map Reference	CAB I SL 400
Instrument Date	Jun 19, 2020
Instrument	700079346
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$856.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3920 N OCEAN DR # 20, 20, RIVIERA BEACH, FL 33404-2811

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3536 LONGWOOD DR, TOANO, VA 23168-9621
Investor	Possibly a Property Investor

Mortgage

Document Number	0700079347
Date	Jun 19, 2020
Instrument	700079347

Lender

Name	EDWARD ETUA
Type	Private Party

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,961.00	$679,800 (-) Land $131,500 Building $548,300	$679,800 (-) Land $131,500 Building $548,300
2025	$2,961.00 (+16.9%)	$679,800 (+67.73%) Land $131,500 Building $548,300
2023	$2,533.00	$405,300 Land $94,400 Building $310,900
2020			$679,800 Land $131,500 Building $548,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 190 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	290 units insured incl. 100 condo units
Nearby Flood Claims	22 (2003–2018)
Claims Outside the SFHA	9 of 22
Most Recent Claim	Oct 2018 · Tropical Storm Michael
Claims by Event	Tropical Storm Michael, Oct 2018 · 6 claims Hurricane Matthew, Oct 2016 · 5 claims Hurricane Irene, Aug 2011 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 96% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DARE COUNTY WATER SYSTEM serves 28,732 people · EPA ID NC0428030
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Brightspeed.

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