Watauga County property record for 110 Red Oak Rd, Beech Mountain, NC 28604
| Property Type | Under Construction |
|---|---|
| Details | 2 bd · 3 ba · 2,242 sqft · built 2004 |
| Lot Size | 0.66 acres (28,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $454,000 (May 2018) |
| Tax Bill | $2,816 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Jun 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1940-86-0069-000 |
| Primary APN | 1940-86-0069-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,242 sqft Living Area |
| 1st Floor Area | 1,116 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 28,750 sqft (0.66 acres) |
| Porch | Porch |
| Porch Area | 54 sqft |
| Patio Area | 727 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Electric |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Account Number | 1777377 |
|---|---|
| Street Address | 110 RED OAK RD |
| City | BEECH MOUNTAIN |
| State | NC |
| Zip | 28604-8174 |
| Property Category | Other |
| Property Type | Other > Under Construction |
| Local Zoning Code | BMR2 |
| Legal Description | PINNACLE RIDGE A89 |
| Legal Subdivision | PINNACLE |
| Jurisdiction | WATAUGA NC |
| Township / Civil Division | LAUREL CREEK |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 921000 |
Source: Watauga County records · APN 1940-86-0069-000
Assessment roll updated December 2, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12458 OVERLOOK MOUNTAIN DR, CHARLOTTE, NC 28216-6724 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 21, 2018 | Deed of Trust, Mortgage · ARM UNITED WHOLESALE MORTGAGE |
| May 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| May 09, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 09, 2018 · Amount on Record |
| Deed Sale | May 09, 2018 · Amount on Record |
| Deed Document Number | 2018668522 |
| Deed Book / Page | 1972 / 146 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 110 RED OAK RD, BEECH MOUNTAIN, NC 28604-8174 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0022250297 |
|---|---|
| Date | Oct 01, 2021 |
| Book Page | 2225/297 |
| Instrument | 712052 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 110 RED OAK RD, BEECH MOUNTAIN, NC 28604-8174 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0019780507 |
|---|---|
| Date | Jun 21, 2018 |
| Book Page | 1978/0507 |
| Instrument | 669747 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 01, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.37% |
| Index | 1-Year LIBOR |
| Max Rate | 9.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 110 RED OAK RD, BEECH MOUNTAIN, NC 28604-8174 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0020950631 |
|---|---|
| Date | May 29, 2020 |
| Book Page | 2095/631 |
| Instrument | 690680 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30326 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | May 09, 2018 |
| Property Address | 110 RED OAK RD, BEECH MOUNTAIN, NC 28604-8174 |
| Document Number | 0019720146 |
| Book / Page | 001972 / 000146 |
| Instrument Date | May 09, 2018 |
| Instrument | 668522 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $908.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12548 OVERLOOK MOUNTAIN DR CHARLOTTE NC 282166736, CHARLOTTE, NC 28216-6736 |
Source: Watauga County records · Assessment roll updated December 2, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Beech Mountain Town |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,816.00 | $654,500 (+2.43%) Land $95,400 Building $559,100 | |
| 2024 | $639,000 Land $95,400 Building $543,600 | ||
| 2023 | $639,000 Land $95,400 Building $543,600 |
Source: FEMA National Flood Hazard Layer as of May 17, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 5 (2011–2020) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Feb 2020 |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Loretto Telephone Company Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 195 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF BEECH MOUNTAIN serves 2,468 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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