Banks County property record for 110 Rattle Trap Rd, Commerce, GA 30529
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,052 sqft · built 1958 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $253,000 (Sep 2021) |
| Tax Bill | $2,152 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Sep 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B53E004 |
| Primary APN | B53E004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,052 sqft Heated Area |
| 1st Floor Area | 2,052 sqft |
| Flooring | Hardwood |
| Interior Walls | Plywood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 87,120 sqft (2 acres) |
| Porch | Open Porch |
| Storage Building | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 3497 |
|---|---|
| Street Address | 110 RATTLE TRAP RD |
| City | COMMERCE |
| State | GA |
| Zip | 30529-6218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ARR |
| Legal Description | TR 1 PB 36-198 |
| Legal Tract | 1 |
| Jurisdiction | BANKS GA |
| Township / Civil Division | SOUTHEAST BANKS |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 970400 |
Source: Banks County records, as of November 13, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 110 RATTLE TRAP RD, COMMERCE, GA 30529-6218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GREG GANSTER |
| Sep 15, 2021 | Limited Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE |
| Apr 30, 2021 | Limited Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2021 · Amount on Record |
| Deed Sale | Sep 15, 2021 · Amount on Record |
| Prior Sale | Nov 4, 2014 · Amount on Record |
| Deed Document Number | 0000512744 |
| Deed Book / Page | 512 / 744 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANKS GA |
| Property Address | 110 RATTLE TRAP RD, COMMERCE, GA 30529-6218 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2023 |
| Name | Verified Name |
|---|---|
| Address | 144 RATTLE TRAP RD, COMMERCE, GA 30529-6218 |
| Document Number | 0000000484/0000000721 |
|---|---|
| Date | Jul 13, 2020 |
| Book Page | 0000000484/0000000721 |
| Name | GREG GANSTER |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 1, 2021 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | BANKS GA |
| Recording Date | Sep 15, 2021 |
| Property Address | 110 RATTLE TRAP RD, COMMERCE, GA 30529-6218 |
| Document Number | 000512/744 |
| Book / Page | 512 / 744 |
| Instrument Date | Sep 15, 2021 |
| Instrument | 2021-000948 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 110 RATTLE TRAP RD, COMMERCE, GA 30529-6218 |
| Document Number | 0000000512/0000000746 |
|---|---|
| Date | Sep 22, 2021 |
| Book Page | 0000000512/0000000746 |
| Name | FAIRWAY INDEPENDENT MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | BANKS GA |
| Recording Date | Apr 30, 2021 |
| Property Address | 110 RATTLE TRAP RD, COMMERCE, GA 30529-6218 |
| Document Number | 000503/563 |
| Book / Page | 503 / 563 |
| Instrument Date | Apr 30, 2021 |
| Instrument | 2021-000457 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 144 RATTLE TRAP RD, COMMERCE, GA 30529-6218 |
| Document Number | 0000000503/0000000564 |
|---|---|
| Date | May 7, 2021 |
| Book Page | 0000000503/0000000564 |
| Name | HOMEBRIDGE FINANCIAL SERVICES |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
Source: Banks County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Banks County |
| Unified School District | Banks County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,152.00 (-16.43%) Homeowner's exemption Senior Citizen's exemption | $139,391 (+5.03%) Land $18,597 Building $120,794 | $348,476 (+5.03%) Land $46,492 Building $301,984 |
| 2024 | $2,575.00 (+32.19%) Homeowner's exemption | $132,712 (+14.68%) Land $16,906 Building $115,806 | $331,780 (+14.68%) Land $42,265 Building $289,515 |
| 2023 | $1,948.00 (-4.51%) Homeowner's exemption | $115,721 (+16.75%) Land $14,026 Building $101,695 | $289,303 (+16.75%) Land $35,066 Building $254,237 |
| 2022 | $2,040.00 Homeowner's exemption | $99,119 Land $13,000 Building $86,119 | $247,798 Land $32,501 Building $215,297 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| Windstream DSL | 25 / 3 |
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