110 Providence Rd, Asheville, NC 28806 Property Records

Buncombe County property record for 110 Providence Rd, Asheville, NC 28806

Property Summary

Property TypeResidential Vacant Land
Lot Size1.3 acres (57,064 sqft)
OwnerIndividual Name on File
Last Sale$755,000 (Feb 2026)
Tax Bill$688 (2025)
Deeds & MortgagesAug 2024 Line of Credit
Feb 2026 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN9628-88-2339-00000

Property Details

APN / Parcel Number

Primary APN9628-88-2339-00000

Exterior

Lot Area57,064 sqft (1.3 acres)

Location & Zoning

Street Address110 PROVIDENCE RD
CityASHEVILLE
StateNC
Zip28806-2730
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeDEED DATE: 2024-04-03 DEE
Legal DescriptionDEED DATE: 2024-04-03 DEED: 6397-657 SUBDIV: BLOCK: LOT: 19 20 SECTION: 5 PLAT: 0244-0013
Legal Lot Number19-20
JurisdictionBUNCOMBE NC
Township / Civil DivisionASHEVILLE
Census Block Group1
Census Block1004
Census Tract1200

Owner

110 Providence Rd, residential vacant land, is owned and occupied by an individual who bought it in February 2026.

Source: Buncombe County records, as of March 20, 2026

Owner of RecordIndividual Name on File
Mailing Address110 PROVIDENCE RD, ASHEVILLE, NC 28806-2730
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 23, 2024Deed of Trust, Mortgage · Line of Credit
ALFIE INVESTORS LLC
Feb 23, 2026Warranty Deed, Transfer · Conventional Mortgage
NAVY FCU
Apr 3, 2024Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 23, 2026 · Amount on File
Deed SaleFeb 23, 2026 · Amount on File
Prior SaleApr 3, 2024 · Amount on File
Deed Document Number0065681533
Deed Book / Page6568 / 1533
Record UpdatedJun 8, 2026

August 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUNCOMBE NC
Property Address110 PROVIDENCE RD, ASHEVILLE, NC 28806-2730
Transaction TypeMortgage
Record UpdatedJul 1, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 REGENT PARK BLVD, ASHEVILLE, NC 28806-3787

Mortgage

Document Number0064331378
DateAug 23, 2024
Book Page6433/1378
Lender
NameALFIE INVESTORS LLC
TypeNon-Lending Institution
AddressASHEVILLE, NC 28801
Agreement
TypeLine of Credit
AmountAmount on Record

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUNCOMBE NC
Recording DateFeb 23, 2026
Property Address110 PROVIDENCE RD, ASHEVILLE, NC 28806-2730
Document Number0065681533
Book / Page6568 / 1533
Map ReferenceMB 218 PG 131
Instrument DateFeb 19, 2026
Transaction TypeTransfer
Record UpdatedJul 1, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,510.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16 REGENT PARK BLVD, ASHEVILLE, NC 28806-3787

Transferred To (Grantee/Buyer)

NameVerified Name
Address110 PROVIDENCE RD, ASHEVILLE, NC 28806-2730

Mortgage

Document Number0065681536
DateFeb 23, 2026
Instrument6568/1536
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.62%
Type Change DateMar 1, 2031
Change Frequency5 Years
Min Rate At Change3.62%
Max Rate At Change7.62%
Index5-Year CMT
Margin2
Max Rate10.6%

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUNCOMBE NC
Recording DateApr 3, 2024
Property Address110 PROVIDENCE RD, ASHEVILLE, NC 28806-2730
Document Number0063970657
Book / Page6397 / 657
Map ReferenceMB 218 PG 131
Instrument DateMar 26, 2024
Transaction TypeTransfer
Record UpdatedSep 25, 2025

Transaction

AmountAmount on Record
Tax$185.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1693 CRAB CREEK RD, PENROSE, NC 28766-8728

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 REGENT PARK BLVD STE B, B, ASHEVILLE, NC 28806-3700

Tax Assessment & Valuation

The 2025 property tax bill for 110 Providence Rd was $688.

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBuncombe County
MunicipalityAsheville City
Unified School DistrictAsheville City Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$688.00$62,700
2023$631.00$62,700$62,700 Land $62,700
2021$62,700 Land $62,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 110 Providence Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims6 (1979–2021)
Claims Outside the SFHA3 of 6
Most Recent ClaimAug 2021 · Remnants Of Tropical Storm Fred
Claims by Event
  • Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 110 Providence Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ASHEVILLE
serves 157,431 people · EPA ID NC0111010
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Oct 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Skyrunner
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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