110 Powell Cir E, Big Lake, MN 55309 Property Records

Sherburne County property record for 110 Powell Cir E, Big Lake, MN 55309

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,292 sqft · built 1992
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Jan 2026)
Tax Bill	$6,258 (2025)
Deeds & Mortgages	Jan 2026 Transfer Jan 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`65-443-0740`

Property Details

APN / Parcel Number

Primary APN	`65-443-0740`
Alternative APNs	`65-00443-0740` `28398`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	4 Stories
Building Area	2,292 sqft Living Area
1st Floor Area	2,292 sqft
Basement Area	1,011 sqft
Finished Basement	1,011 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2003
Architectural Style	Split Level
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Attached
Garage Area	1,092 sqft
Driveway	Driveway

Exterior Amenities

Porch	Open Porch
Porch Area	60 sqft
Patio Area	192 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	28398
Street Address	110 POWELL CIR E
City	BIG LAKE
State	MN
Zip	55309-9421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21, BLK 7
Legal Range	27W
Legal Township	33N
Legal Section	18
Legal Subdivision	BEAUDRY ESTATES
Legal Block	7
Legal Lot Number	21
Jurisdiction	SHERBURNE MN
Township / Civil Division	BIG LAKE
Census Block Group	2
Census Block	2000
Census Tract	30409

Owner

Source: Sherburne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	110 POWELL CIR E, BIG LAKE, MN 55309-9421
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Intrafamily Transfer, Transfer
Jan 20, 2026	Warranty Deed, Transfer · Conventional Mortgage LUMINATE BANK
May 16, 2017	Deed of Trust, Mortgage TRUSTONE FINANCIAL FCU
Dec 2, 2020	Warranty Deed, Transfer · FHA Mortgage LAKE AREA MORTGAGE
Apr 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage ST CLOUD FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2026 · Amount on Record
Deed Sale	Jan 20, 2026 · Amount on Record
Prior Sale	Dec 2, 2020 · Amount on Record
Deed Document Number	2026993187
Prior Transfer Date	Jan 9, 2026
Prior Transfer Doc	0000993261
Record Updated	Oct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHERBURNE MN
Recording Date	Jan 21, 2026
Property Address	110 POWELL CIR E, BIG LAKE, MN 55309-9421
Document Number	0000993261
Instrument Date	Jan 9, 2026
Instrument	993261
Transaction Type	Transfer
Record Updated	Jan 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	110 POWELL CIR E, BIG LAKE, MN 55309-9421

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Jan 20, 2026
Property Address	110 POWELL CIR E, BIG LAKE, MN 55309-9421
Document Number	0000993187
Instrument Date	Jan 9, 2026
Instrument	993187
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	GREAT NORTHERN TITLE, GREAT NORTH TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,270.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 POWELL CIR E, BIG LAKE, MN 55309-9421

Mortgage

Document Number	0000993188
Date	Jan 20, 2026
Instrument	993188

Lender

Name	LUMINATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Feb 1, 2066

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	110 POWELL CIR E, BIG LAKE, MN 55309-9421
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000838617
Date	May 16, 2017
Instrument	838617

Lender

Name	TRUSTONE FINANCIAL FCU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Amount	Amount Recorded
Term	179 Months
Due	Apr 15, 2032

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Dec 2, 2020
Property Address	110 POWELL CIR E, BIG LAKE, MN 55309-9421
Document Number	0000906571
Instrument Date	Jul 16, 2020
Instrument	906571
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	EXECUTIVE ASSOCIATES TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,039.17
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	110 POWELL CIR E, BIG LAKE, MN 55309-9421

Mortgage

Document Number	0000906572
Date	Dec 2, 2020
Instrument	906572

Lender

Name	LAKE AREA MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000906573
Date	Dec 2, 2020
Instrument	906573

Lender

Name	LAKE AREA MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2030

Interest

Rate Type	Fixed Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	110 POWELL CIR E, BIG LAKE, MN 55309-9421
Document Number	0000855367
Instrument Date	Apr 20, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	110 POWELL CIR E BIG LAKE MN 553099421, BIG LAKE, MN 55309-9421

Mortgage

Document Number	0000855367
Date	May 1, 2018
Instrument	855367

Lender

Name	ST CLOUD FCU
Type	Credit Union
Address	ST CLOUD, MN 56301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Apr 30, 2025

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Big Lake City
County	Sherburne County
Unified School District	Big Lake Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$417,400 (-4.18%) Land $85,000 Building $332,400	$417,400 (-4.18%) Land $85,000 Building $332,400
2025	$6,258.00 (+8.57%)	$435,600 (+1.26%) Land $85,000 Building $350,600	$435,600 (+1.26%) Land $85,000 Building $350,600
2023	$5,764.00	$430,200 Land $85,000 Building $345,200
2021			$430,200 Land $85,000 Building $345,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Big Lake serves 13,056 people · EPA ID MN1710002
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream DSL	200 / 20

May also be available: T-Mobile, Verizon.

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