110 Porter Cir, Savoy, TX 75479 Property Records

Fannin County property record for 110 Porter Cir, Savoy, TX 75479

Property Summary

Property Type	Mobile Home
Details	2 ba · 1,144 sqft · built 2016
Lot Size	0.212 acres (9,239 sqft)
Owner	Individual Name on Record
Last Sale	$138,147 (Jan 2024)
Tax Bill	$2,248 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9980-001-0070-09`

Property Details

APN / Parcel Number

Primary APN	`9980-001-0070-09`
Alternative APN	`95683`

Interior

Full Baths	2 Baths
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Mobile Home
Lot Area	9,239 sqft (0.212 acres)
Lot Dimensions	129 ft deep x 71 ft wide
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	9980-001-0070-09
Street Address	110 PORTER CIR
City	SAVOY
State	TX
Zip	75479-9627
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	TABLE TOP ADDN, BLOCK 1, LOT 7, ACRES .2121, MH LABEL# NTA1713422 / NTA1713423
Legal Subdivision	TABLE TOP ADDITION
Legal Block	1
Legal Lot Number	7
Jurisdiction	FANNIN TX
Township / Civil Division	ECTOR
Census Block Group	1
Census Block	1055
Census Tract	950300

Owner

Source: Fannin County records, as of May 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 85, SAVOY, TX 75479-0085
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Jan 8, 2024	Deed of Trust, Mortgage · VA Mortgage CARDINAL FINANCIAL COMPANY LP
May 9, 2017	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage VANDERBILT MORTGAGE & FINANCE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2024 · Amount on Record
Deed Sale	Jan 8, 2024 · Amount on Record
Prior Sale	May 9, 2017 · Amount on Record
Deed Document Number	202487
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Recording Date	Apr 24, 2026
Property Address	110 PORTER CIR, SAVOY, TX 75479-9627
Document Number	0000002461
Instrument Date	Apr 1, 2026
Instrument	20262461
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002461,
Date	Apr 24, 2026
Instrument	20262461

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	110 PORTER CIR, SAVOY, TX 75479-9627
Transaction Type	Mortgage
Record Updated	Jan 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1600 LA SALLE DR L101, L101, SHERMAN, TX 75090-1850

Mortgage

Document Number	2024000088
Date	Jan 8, 2024
Instrument	2024000088

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

May 2017: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	FANNIN TX
Recording Date	May 9, 2017
Property Address	110 PORTER CIR, SAVOY, TX 75479-9627
Document Number	1954/0118
Book / Page	1954 / 0118
Map Reference	CAB A SL 153
Instrument Date	Apr 10, 2017
Instrument	2017-2590
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 23, 2021
Title Company	NOT AVAILABLE, SUPERIOR VENDORS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 4007, MARYVILLE, TN 37802-4007

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 842, SHERMAN, TX 75091-0842

Mortgage

Document Number	20172593
Date	May 9, 2017
Instrument	2017-2593

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fannin County
Municipality	Savoy City
Unified School District	Savoy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,248.00 (+160.49%) Homeowner's exemption Senior Citizen's exemption	$136,790 (+42.12%) Land $29,750 Building $107,040	$136,790 (+42.12%) Land $29,750 Building $107,040
2024	$863.00 (-39.94%)
2023		$96,250 Land $25,130 Building $71,120	$96,250 Land $25,130 Building $71,120
2018	$1,437.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAVOY serves 868 people · EPA ID TX0740006
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: TekWav.

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