Mitchell County property record for 110 Pine Root Branch Rd, Bakersville, NC 28705
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,344 sqft · built 2006 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,653 (2026) |
| Deeds & Mortgages | Feb 2022 Line of Credit Jul 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0856-00-56-4022 |
| Primary APN | 0856-00-56-4022 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Lot Area | 130,680 sqft (3 acres) |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 555553626 |
|---|---|
| Street Address | 110 PINE ROOT BRANCH RD |
| City | BAKERSVILLE |
| State | NC |
| Zip | 28705-7416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 226 |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | HARRELL |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 950100 |
110 Pine Root Branch Rd is owned and occupied by an individual who acquired it in December 2011.
Source: Mitchell County records, as of September 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 110 PINE ROOT BRANCH RD, BAKERSVILLE, NC 28705-7416 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 22, 2022 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Jul 28, 2021 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 19, 2011 |
| Transfer Doc | 525/801 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 110 PINE ROOT BRANCH RD, BAKERSVILLE, NC 28705-7416 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2022 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 110 PINE ROOT BRANCH RD, BAKERSVILLE, NC 28705-7416 |
| Document Number | 0000640/68 |
|---|---|
| Date | Feb 22, 2022 |
| Book Page | 640/68 |
| Instrument | 2022000348 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BURNSVILLE, NC 28714 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Feb 2, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 110 PINE ROOT BRANCH RD, BAKERSVILLE, NC 28705-7416 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2021 |
| Title Company | TITLE365 - OMAHA, TITLE365 OMAHA |
| Name | Verified Name |
|---|---|
| Address | 110 PINE ROOT BRANCH RD, BAKERSVILLE, NC 28705-7416 |
| Document Number | 630/673 |
|---|---|
| Date | Jul 28, 2021 |
| Book Page | 630/673 |
| Instrument | 2021001626 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BAKERSVILLE, NC 28705 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jul 8, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 110 Pine Root Branch Rd was $1,653.
Source: Mitchell County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,653.00 | $258,300 (-) Land $39,000 Building $219,300 | |
| 2025 | $1,653.00 | $258,300 Land $39,000 Building $219,300 | |
| 2023 | $1,368.00 | $217,300 Land $39,000 Building $178,300 | $217,300 Land $39,000 Building $178,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 110 Pine Root Branch Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1998–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 110 Pine Root Branch Rd is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 80% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| French Broad EMC Fiber | 1,000 / 1,000 |
| Zito Media Fiber · Cable | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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