110 Pine Rest Cottage Rd, Readfield, ME 04355 Property Records

Kennebec County and Readfield Town property record for 110 Pine Rest Cottage Rd, Readfield, ME 04355

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,016 sqft · built 2019
Lot Size	19.2 acres (836,352 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,529 (2025)
Deeds & Mortgages	Aug 2022 Refinance Jun 2020 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`RFLD M:128 L:016001`

Property Details

APN / Parcel Number

Primary APN	`RFLD M:128 L:016001`
Alternative APN	`2177`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Building Area	2,016 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Other
Lot Area	836,352 sqft (19.2 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	2177
Street Address	110 PINE REST COTTAGE RD
City	READFIELD
State	ME
Zip	04355-3189
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDE
Legal Lot Number	16001
Jurisdiction	READFIELD ME
Township / Civil Division	READFIELD
Census Block Group	2
Census Block	2009
Census Tract	15000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kennebec County and Readfield Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	110 PINE REST COTTAGE RD, READFIELD, ME 04355-3189
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK
Jun 30, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK
Dec 26, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance KENNEBEC SAVINGS BANK
Jun 10, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK
Jan 7, 2020	Deed of Trust, Mortgage · Balloon Mortgage KENNEBEC SAVINGS BANK
Jan 7, 2020	Deed of Trust, Mortgage · ARM KENNEBEC SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READFIELD ME
Property Address	110 PINE REST COTTAGE RD, READFIELD, ME 04355-3189
Transaction Type	Mortgage
Record Updated	Sep 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022021448
Date	Aug 31, 2022
Book Page	14560/311
Instrument	2022021448

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2047

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READFIELD ME
Property Address	110 PINE REST COTTAGE RD, READFIELD, ME 04355-3189
Transaction Type	Mortgage
Record Updated	Mar 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020014510
Date	Jun 30, 2020
Book Page	13610/179
Instrument	2020014510

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2045

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READFIELD ME
Property Address	110 PINE REST COTTAGE RD, READFIELD, ME 04355-3189
Transaction Type	Mortgage
Record Updated	Mar 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018029805
Date	Dec 26, 2018
Book Page	13117/15
Instrument	2018029805

Lender

Name	KENNEBEC SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	325 Months
Due	Jan 1, 2046

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READFIELD ME
Property Address	110 PINE REST COTTAGE RD, READFIELD, ME 04355-3189
Transaction Type	Mortgage
Record Updated	Mar 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020012377
Date	Jun 10, 2020
Book Page	13586/183
Instrument	2020012377

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READFIELD ME
Property Address	110 PINE REST COTTAGE RD, READFIELD, ME 04355-3189
Transaction Type	Mortgage
Record Updated	Mar 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020000450
Date	Jan 7, 2020
Book Page	13447/286
Instrument	2020000450

Lender

Name	KENNEBEC SAVINGS BANK

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READFIELD ME
Property Address	110 PINE REST COTTAGE RD, READFIELD, ME 04355-3189
Transaction Type	Mortgage
Record Updated	Mar 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020000453
Date	Jan 7, 2020
Book Page	13447/301
Instrument	2020000453

Lender

Name	KENNEBEC SAVINGS BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate
Type Change Date	Feb 1, 2025

Tax Assessment & Valuation

Source: Kennebec County and Readfield Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
County Subdivision	Readfield Town
Unified School District	Regional School Unit 38 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,529.00 (+5.33%)	$624,400 (+16.97%) Land $112,500 Building $511,900
2024	$7,148.00 (+7.63%)	$533,800 (+13.82%) Land $97,700 Building $436,100
2023	$6,641.00 (+38.5%)	$469,000 (+11.51%) Land $85,800 Building $383,200
2022	$4,795.00	$420,600 Land $77,000 Building $343,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2008

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

4G LTE only, no 5G reported

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