110 Pine Bluff Rd, Swansboro, NC 28584 Property Records

Onslow County property record for 110 Pine Bluff Rd, Swansboro, NC 28584

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,915 sqft · built 2013
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on File
Last Sale	$389,000 (Oct 2020)
Tax Bill	$3,103 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1313H-28`

Property Details

APN / Parcel Number

Primary APN	`1313H-28`
Alternative APNs	`465299000` `072006`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,915 sqft Living Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	21,344 sqft (0.49 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	465299000
Street Address	110 PINE BLUFF RD
City	SWANSBORO
State	NC
Zip	28584-9029
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20SF
Legal Description	L37 S1 PINE BLUFF SHORE CORNER LOT
Legal Subdivision	PINE BLUFF SHORES SEC 1
Legal Lot Number	37
Jurisdiction	ONSLOW NC
Township / Civil Division	SWANSBORO
Census Block Group	3
Census Block	3017
Census Tract	105

Owner

110 Pine Bluff Rd is owned and occupied by two individuals who bought it in October 2020.

Source: Onslow County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	110 PINE BLUFF RD, SWANSBORO, NC 28584-9029
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE OPTIONS INC
Oct 13, 2020	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Aug 29, 2018	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2020 · Amount on File
Deed Sale	Oct 13, 2020 · Amount on File
Prior Sale	Aug 29, 2018 · Amount on File
Deed Book / Page	5287 / 307
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	110 PINE BLUFF RD, SWANSBORO, NC 28584-9029
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056190079
Date	Nov 15, 2021
Book Page	5619/79

Lender

Name	MORTGAGE OPTIONS INC
Type	Mortgage Company
Address	COLUMBIA, SC 29212

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2036

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Oct 13, 2020
Property Address	110 PINE BLUFF RD, SWANSBORO, NC 28584-9029
Document Number	0052870307
Book / Page	5287 / 307
Map Reference	MB 52 PG 239
Instrument Date	Sep 16, 2020
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$778.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 PINE BLUFF RD, SWANSBORO, NC 28584-9029

Mortgage

Document Number	0005287310
Date	Oct 13, 2020
Instrument	5287/310

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Aug 29, 2018
Property Address	110 PINE BLUFF RD, SWANSBORO, NC 28584-9029
Document Number	0048330973
Book / Page	004833 / 000973
Instrument Date	Aug 20, 2018
Transaction Type	Transfer
Record Updated	Oct 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$678.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	110 PINE BLUFF RD SWANSBORO NC 285849029, SWANSBORO, NC 28584-9029

Mortgage

Document Number	48330977
Date	Aug 29, 2018
Book Page	004833/000977

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 28, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 110 Pine Bluff Rd was $3,103.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,103.00	$518,067 Land $85,000 Building $433,067	$518,067 Land $85,000 Building $433,067
2023	$3,103.00	$473,871 Land $70,000 Building $403,871	$473,871 Land $70,000 Building $403,871

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 110 Pine Bluff Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 114 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	114 in force
Nearby Flood Claims	19 (1996–2018)
Claims Outside the SFHA	4 of 19
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 15 claims Severe Storms, Flooding, And Straight-line Winds, Sep 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 110 Pine Bluff Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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