Cook County property record for 110 Phillips St, Adel, GA 31620
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,290 sqft · built 1963 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,076 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Mar 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | A014-020 |
| Primary APN | A014-020 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,290 sqft Heated Area |
| Utility Area | 80 sqft |
| Utility Room | Utility Room |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Wood |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 1721 |
|---|---|
| Street Address | 110 PHILLIPS ST |
| City | ADEL |
| State | GA |
| Zip | 31620-3633 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GB |
| Legal Description | LL 362 |
| Jurisdiction | COOK GA |
| Township / Civil Division | ADEL-SPARKS |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 960302 |
Source: Cook County records, as of February 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 110 PHILLIPS ST, ADEL, GA 31620-3633 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 21, 2022 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Mar 16, 2023 | Deed of Trust, Mortgage · Line of Credit SOUTHEASTERN CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 17, 2011 |
| Transfer Doc | 000681/062 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK GA |
| Property Address | 110 PHILLIPS ST, ADEL, GA 31620-3633 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 110 PHILLIPS ST, ADEL, GA 31620-3633 |
| Document Number | 0000000960/0000000015 |
|---|---|
| Date | Sep 21, 2022 |
| Book Page | 0000000960/0000000015 |
| Name | TRUIST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK GA |
| Property Address | 110 PHILLIPS ST, ADEL, GA 31620-3633 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 110 PHILLIPS ST, ADEL, GA 31620-3633 |
| Document Number | 0000000968/0000000086 |
|---|---|
| Date | Mar 16, 2023 |
| Book Page | 0000000968/0000000086 |
| Name | SOUTHEASTERN CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 1, 2048 |
Source: Cook County assessment roll, as of February 26, 2026
| Type | Name |
|---|---|
| State | Georgia |
| Municipality | Adel City |
| County | Cook County |
| Unified School District | Cook County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,076.00 (-2.98%) Homeowner's exemption | $47,008 (+49.59%) Land $7,084 Building $39,924 | $117,520 (+49.59%) Land $17,710 Building $99,810 |
| 2023 | $31,424 Land $5,000 Building $26,424 | $78,560 Land $12,500 Building $66,060 | |
| 2022 | $1,109.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 88% of Georgia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ADEL serves 5,970 people · EPA ID GA0750000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: ClearWave, Verizon.
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