Madison County property record for 110 Pennington St, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,748 sqft |
| Lot Size | 1.36 acres (59,569 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,609 (2025) |
| Deeds & Mortgages | Oct 2025 Transfer Sep 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | B007-0010-0012 |
| Primary APN | B007-0010-0012 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,748 sqft Living Area |
| Exterior Material | Wood |
|---|---|
| Lot Area | 59,569 sqft (1.36 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Space Heater |
| Account Number | 71424 |
|---|---|
| Street Address | 110 PENNINGTON ST |
| City | BEREA |
| State | KY |
| Zip | 40403-1630 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 & 3 BLK A |
| Legal Subdivision | BURNAM LUNSFORD |
| Legal Block | A |
| Legal Lot Number | 2,3 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 11301 |
110 Pennington St is owned and occupied by two individuals who acquired it in October 2025.
Source: Madison County records, as of March 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 110 PENNINGTON ST, BEREA, KY 40403-1630 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 20, 2025 | Correction Deed |
| Sep 6, 2024 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 16, 2025 |
| Transfer Doc | 00D874/579 |
| Record Updated | Jun 8, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Oct 20, 2025 |
| Property Address | 110 PENNINGTON ST, BEREA, KY 40403-1630 |
| Document Number | 00D874/579 |
| Book / Page | D874 / 579 |
| Instrument Date | Oct 16, 2025 |
| Instrument | 2014293171 |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|---|
| Address | 110 PENNINGTON ST, BEREA, KY 40403-1630 |
| Name | Verified Name |
|---|---|
| Address | 110 PENNINGTON ST, BEREA, KY 40403-1630 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Sep 6, 2024 |
| Property Address | 110 PENNINGTON ST, BEREA, KY 40403-1630 |
| Document Number | 000D857/38 |
| Book / Page | D857 / 38 |
| Instrument Date | Jan 27, 2021 |
| Instrument | 2014220960 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 110 PENNINGTON ST, BEREA, KY 40403-1630 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 110 PENNINGTON ST, BEREA, KY 40403-1630 |
The 2025 property tax bill for 110 Pennington St was $1,609.
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Berea Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,609.00 | $135,000 | $135,000 |
| 2023 | $512.00 Homeowner's exemption | $85,500 | $85,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 110 Pennington St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 110 Pennington St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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