Penobscot County and Bangor City property record for 110 Pearl St, Bangor, ME 04401
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,323 sqft · built 1900 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $188,300 (Jun 2020) |
| Tax Bill | $4,352 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | BANG M:054 L:154 |
| Primary APN | BANG M:054 L:154 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,323 sqft Living Area |
| Basement Area | 700 sqft |
| Unfinished Basement | 700 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 3,485 sqft (0.08 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|
| Account Number | 2579 |
|---|---|
| Street Address | 110 PEARL ST |
| City | BANGOR |
| State | ME |
| Zip | 04401-5512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | URD1 |
| Legal Lot Number | 154 |
| Jurisdiction | BANGOR ME |
| Township / Civil Division | BANGOR |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 200 |
110 Pearl St is owned and occupied by two individuals who bought it in June 2020.
Source: Penobscot County and Bangor City records, as of July 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 110 PEARL ST, BANGOR, ME 04401-5512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 24, 2023 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY CREDIT UNION |
| Jun 19, 2020 | Quit Claim Deed, Transfer UNIVERSITY CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 19, 2020 · Amount on File |
| Deed Sale | Jun 19, 2020 · Amount on File |
| Prior Sale | Feb 3, 2014 · Amount on File |
| Deed Document Number | 202017244 |
| Deed Book / Page | 15572 / 186 |
| Prior Transfer Date | Jun 17, 2020 |
| Prior Transfer Doc | 0155720186 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANGOR ME |
| Property Address | 110 PEARL ST, BANGOR, ME 04401-5512 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0168290324 |
|---|---|
| Date | May 24, 2023 |
| Book Page | 16829/324 |
| Instrument | 10473 |
| Name | UNIVERSITY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BANGOR ME |
| Recording Date | Jun 19, 2020 |
| Property Address | 110 PEARL ST, BANGOR, ME 04401-5512 |
| Document Number | 0155720186 |
| Book / Page | 015572 / 000186 |
| Instrument Date | Jun 17, 2020 |
| Instrument | 17244 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2020 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 191 CENTER ST #2 OLD TOWN ME 044681575, 2, OLD TOWN, ME 04468-1575 |
| Document Number | 155720188 |
|---|---|
| Date | Jun 19, 2020 |
| Book Page | 015572/000188 |
| Instrument | 17245 |
| Name | UNIVERSITY CU |
|---|---|
| Type | Credit Union |
| Address | ORONO, ME 04473 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 18, 2050 |
The 2025 property tax bill for 110 Pearl St was $4,352, up 3.6% from the year before.
Source: Penobscot County and Bangor City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Penobscot County |
| Municipality | Bangor City |
| Unified School District | Bangor (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,352.00 (+3.57%) | $245,900 (+8.57%) Land $12,800 Building $233,100 | |
| 2024 | $4,202.00 (+5.79%) | $226,500 (+9.21%) Land $12,100 Building $214,400 | $237,880 |
| 2023 | $3,972.00 (+7.15%) | $207,400 (+14.14%) Land $12,100 Building $195,300 | |
| 2022 | $3,707.00 | $181,700 Land $12,100 Building $169,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 110 Pearl St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 7, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 110 Pearl St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BANGOR WATER DISTRICT serves 27,298 people · EPA ID ME0090110 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 813 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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