Pender County property record for 110 Palm Cottage Dr, Hampstead, NC 28443
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,234 sqft · built 2005 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,762 (2025) |
| Deeds & Mortgages | Aug 2025 Mortgage May 2024 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3281-88-8535-0000 |
| Primary APN | 3281-88-8535-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 2,234 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 20,038 sqft (0.46 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 367 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Account Number | 000057818 |
|---|---|
| Old Parcel Number | 3281 88 8535 0000 |
| Street Address | 110 PALM COTTAGE DR |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-3670 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20C |
| Legal Description | L6,PB 39/21 COTTAGES AT ISLAND PALMS |
| Legal Subdivision | COTTAGES AT ISLAND PALMS |
| Legal Lot Number | 6 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 920202 |
Source: Pender County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 110 PALM COTTAGE DR, HAMPSTEAD, NC 28443-3670 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 20, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CAPITAL CITY HOME LOANS LLC |
| May 17, 2024 | Warranty Deed, Transfer |
| Feb 16, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 6, 2024 |
| Deed Sale | Jun 6, 2024 |
| Prior Sale | Feb 16, 2021 · Amount on Record |
| Deed Document Number | 0017954838 |
| Deed Book / Page | 4837 / 138 |
| Prior Transfer Date | May 17, 2024 |
| Prior Transfer Doc | 0004837138 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 110 PALM COTTAGE DR, HAMPSTEAD, NC 28443-3670 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 110 PALM COTTAGE DR, HAMPSTEAD, NC 28443-3670 |
| Document Number | 0048710003 |
|---|---|
| Date | Aug 20, 2025 |
| Book Page | 4871/3 |
| Name | CAPITAL CITY HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | KENNESAW, GA 30144 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 11.6% |
| Index | SOFR Average 30-Day |
| Max Rate | 11.6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | May 17, 2024 |
| Property Address | 110 PALM COTTAGE DR, HAMPSTEAD, NC 28443-3670 |
| Document Number | 0048370138 |
| Book / Page | 4837 / 138 |
| Map Reference | MB 39 PG 21 |
| Instrument Date | May 9, 2024 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $914.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 110 PALM COTTAGE DR, HAMPSTEAD, NC 28443-3670 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Feb 16, 2021 |
| Property Address | 110 PALM COTTAGE DR, HAMPSTEAD, NC 28443-3670 |
| Document Number | 0047412246 |
| Book / Page | 4741 / 2246 |
| Map Reference | MB 39 PG 21 |
| Instrument Date | Feb 12, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $684.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 110 PALM COTTAGE DR, HAMPSTEAD, NC 28443-3670 |
Source: Pender County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,762.00 | $453,966 (+63.88%) Land $56,805 Building $397,161 | $453,966 (+63.88%) Land $56,805 Building $397,161 |
| 2024 | $2,762.00 (+9.34%) | $277,019 (-) Land $54,653 Building $222,366 | $277,019 (-) Land $54,653 Building $222,366 |
| 2023 | $277,019 (-) Land $54,653 Building $222,366 | $277,019 (-) Land $54,653 Building $222,366 | |
| 2022 | $2,526.00 | $277,019 Land $54,653 Building $222,366 | $277,019 Land $54,653 Building $222,366 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 259 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 259 in force |
| Nearby Flood Claims | 69 (1988–2026) |
| Claims Outside the SFHA | 24 of 69 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 67% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T, Verizon.
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