110 Osprey Dr, Edenton, NC 27932 Property Records

Chowan County property record for 110 Osprey Dr, Edenton, NC 27932

Property Summary

Property Type	General Agricultural/Rural
Lot Size	1.89 acres (82,720 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,479 (2026)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`786500113586`

Property Details

APN / Parcel Number

Primary APN	`786500113586`
Alternative APNs	`37066` `51546`

Exterior

Lot Area	82,720 sqft (1.89 acres)
Lot Dimensions	481 ft deep x 97 ft wide

Location & Zoning

Account Number	51546
Street Address	110 OSPREY DR
City	EDENTON
State	NC
Zip	27932
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Local Zoning Code	A1
Legal Description	LOT 1 ALBEMARLE SHORES #2
Legal Subdivision	ALBEMARLE SHORES #2
Legal Lot Number	1
Jurisdiction	CHOWAN NC
Township / Civil Division	4, YEOPIM
Census Block Group	2
Census Block	2007
Census Tract	930102

Owner

110 Osprey Dr, an agricultural property, is owned by two individuals who acquired it in October 2014.

Source: Chowan County records, as of October 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1460 OLDE SECOND DR, POWHATAN, VA 23139-7077
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2014
Deed Sale	Oct 20, 2014
Prior Sale	Nov 20, 2013
Deed Book / Page	470 / 222
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHOWAN NC
Recording Date	Mar 3, 2023
Property Address	110 OSPREY DR, EDENTON, NC 27932
Document Number	000567/832
Book / Page	567 / 832
Map Reference	CAB 1 SL 165A-165D
Instrument Date	Feb 28, 2023
Instrument	424935
Transaction Type	Transfer
Record Updated	Sep 7, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$445.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13598 S SPRINGS DR, CLIFTON, VA 20124-2470

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1460 OLDE SECOND DR, POWHATAN, VA 23139-7077

Mortgage

Document Number	0000424936
Date	Mar 3, 2023
Instrument	424936

Lender

Name	UNITED BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2038

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Apr 1, 2028
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	8.75%
Index	1-Year T-Bill
Margin	4
Max Rate	12.7%

Tax Assessment & Valuation

The 2026 property tax bill for 110 Osprey Dr was $1,479.

Source: Chowan County assessment roll, as of October 22, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Chowan County
Unified School District	Edenton-Chowan Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,479.00	$184,913 (+64.33%) Land $180,413 Building $4,500	$184,913 (+64.33%) Land $180,413 Building $4,500
2025		$112,522 Land $108,022 Building $4,500	$112,522 Land $108,022 Building $4,500
2023	$827.00	$112,522 (-) Land $108,022 Building $4,500	$112,522 (-) Land $108,022 Building $4,500
2022	$827.00	$112,522 Land $108,022 Building $4,500	$112,522 Land $108,022 Building $4,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 110 Osprey Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	3 (2003)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 110 Osprey Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHOWAN CO WATER SYSTEM serves 11,722 people · EPA ID NC0421015
Water Source	Groundwater
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	5,000 / 5,000

Cell Coverage

5G and 4G LTE (outdoors only)

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