110 Olivia St, Key West, FL 33040 Property Records

Monroe County property record for 110 Olivia St, Key West, FL 33040

Property Summary

Property TypeMulti-Family Dwellings
Details3 bd · 1 ba · 1,327 sqft · built 1908
Lot Size0.084 acres (3,685 sqft)
OwnerIndividual Name on Record
Last Sale$1,525,000 (Apr 2022)
Tax Bill$11,906 (2024)
Deeds & MortgagesApr 2022 Sale
Nov 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00015450-000000

Property Details

APN / Parcel Number

Primary APN00015450-000000
Alternative APNs
  • 01010100015450000000
  • 1015822

Interior

Bedrooms3 Beds
Full Baths1 Bath
Units2 Units
Stories1 Story
Building Area1,327 sqft Total Area
1st Floor Area1,327 sqft
FlooringWood
Interior WallsWood

Exterior

Year BuiltBuilt 1908
Effective Year BuiltEffective 2017
Exterior MaterialOther
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area3,685 sqft (0.084 acres)
Lot Dimensions83 ft deep x 45 ft wide

Exterior Amenities

Pool Area112 sqft
PorchOpen Porch
Porch Area238 sqft
Patio Area1,054 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1015822
Old Parcel Number01010100015450000000
Street Address110 OLIVIA ST
CityKEY WEST
StateFL
Zip33040-7350
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Legal DescriptionKW SUB 10 LOT 11 OF TR 3 OR7-21/22 OR421-302/03 OR1002-519 OR1288-508/10 OR1590-899 OR3137-0941 OR3169-0108
Legal Range25E
Legal Township68S
Legal Section06
Legal SubdivisionKW SUB
Legal Tract3
Legal Lot Number11
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group1
Census Block1024
Census Tract972400

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address519 FERN PL NW, WASHINGTON, DC 20012-1825
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2022Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Nov 12, 2021Warranty Deed, Transfer · Conventional Mortgage
BETTER MORTGAGE CORPORATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 21, 2022 · Amount on Record
Deed SaleApr 21, 2022 · Amount on Record
Prior SaleNov 12, 2021 · Amount on Record
Deed Document Number2371930
Deed Book / Page3169 / 108
Record UpdatedJun 8, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateApr 21, 2022
Property Address110 OLIVIA ST, KEY WEST, FL 33040-7350
Document Number0031690108
Book / Page3169 / 108
Map ReferenceMB N PG 554
Instrument DateApr 19, 2022
Instrument2371930
Transaction TypeTransfer
Record UpdatedMay 17, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$10,675.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address50 COLUMBIA AVE # 1, 50, JERSEY CITY, NJ 07307-4132

Transferred To (Grantee/Buyer)

NameVerified Name
Address519 FERN PL NW, WASHINGTON, DC 20012-1825

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateNov 12, 2021
Property Address110 OLIVIA ST, KEY WEST, FL 33040-7350
Document Number0031370941
Book / Page3137 / 941
Map ReferenceMB N PG 554
Instrument DateNov 10, 2021
Instrument2348470
Transaction TypeTransfer
Record UpdatedDec 3, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$8,400.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address110 OLIVIA ST, 110, KEY WEST, FL 33040-7350

Transferred To (Grantee/Buyer)

NameVerified Name
Address279 5TH ST APT 1, 1, JERSEY CITY, NJ 07302-2368

Mortgage

Document Number3137943
DateNov 12, 2021
Instrument3137/943
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,411,040 (+7.23%) Land $897,445 Building $513,595$1,411,040 (+7.23%) Land $897,445 Building $513,595
2024$11,906.00 (-0.25%)
2023$11,936.00 (+31.8%)$1,315,860 (+33.04%) Land $822,658 Building $493,202$1,315,860 (+33.04%) Land $822,658 Building $493,202
2022$9,056.00$989,090 Land $498,581 Building $490,509$989,090 Land $498,581 Building $490,509

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 148 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies180 units insured
incl. 32 condo units
Nearby Flood Claims84 (1980–2022)
Claims Outside the SFHA41 of 84
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 23 claims
  • Hurricane Wilma, Oct 2005 · 30 claims
  • Hurricane Georges, Sep 1998 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 993 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Hotwire Communications, Verizon.

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