110 Olive St, Olive Hill, KY 41164 Property Records

Carter County property record for 110 Olive St, Olive Hill, KY 41164

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,200 sqft · built 1900
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$20,000 (May 2024)
Tax Bill	$407 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Feb 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`043-20-05-014.00`

Property Details

APN / Parcel Number

Primary APN	`043-20-05-014.00`
Alternative APN	`27678`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,200 sqft Living Area
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Other
Roof Type	Gambrel
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
View / Lot	Waterfront - Canal
Garage Type	Detached
Garage Area	480 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	27678
Street Address	110 OLIVE ST
City	OLIVE HILL
State	KY
Zip	41164-6266
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOTS 9-10 BLOCK A JORDAN ADDN
Legal Subdivision	JORDAN ADDN
Legal Block	A
Legal Lot Number	9-10
Jurisdiction	CARTER KY
Township / Civil Division	OLIVE HILL
Census Block Group	3
Census Block	3028
Census Tract	960200

Owner

Source: Carter County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	110 OLIVE ST, OLIVE HILL, KY 41164-6266
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2022	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF GRAYSON
Feb 19, 2019	Intrafamily Transfer, Transfer
Mar 3, 2017	Deed, Transfer · VA Mortgage IFREEDOM DIRECT CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2024 · Amount on Record
Deed Sale	May 2, 2024 · Amount on Record
Prior Sale	May 12, 2021 · Amount on Record
Deed Document Number	2024996226
Deed Book / Page	517 / 327
Prior Transfer Date	Mar 2, 2018
Prior Transfer Doc	0OR406/459
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	110 OLIVE ST, OLIVE HILL, KY 41164-6266
Transaction Type	Mortgage
Record Updated	Dec 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 OLIVE ST, OLIVE HILL, KY 41164-6266

Mortgage

Document Number	000489/563
Date	Nov 19, 2022
Book Page	489/563
Instrument	554228

Lender

Name	FIRST NATIONAL BANK OF GRAYSON
Type	Bank
Address	WEST LIBERTY, KY 41472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARTER KY
Recording Date	Feb 19, 2019
Property Address	110 OLIVE ST, OLIVE HILL, KY 41164-6266
Document Number	0OR406/459
Book / Page	OR406 / 459
Instrument Date	Mar 2, 2018
Instrument	387846
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	102 MCDAVID DR, 102, GRAYSON, KY 41143-7797

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	110 OLIVE ST, OLIVE HILL, KY 41164-6266

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CARTER KY
Recording Date	Mar 3, 2017
Property Address	110 OLIVE ST, OLIVE HILL, KY 41164-6266
Document Number	0OR371/570
Book / Page	OR371 / 570
Map Reference	DD 28 PG 596
Instrument Date	Feb 27, 2017
Instrument	379419
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$39.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	114 BRANNON GARDENS DR, 114, NICHOLASVILLE, KY 40356-6073

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	110 OLIVE ST, OLIVE HILL, KY 41164-6266

Mortgage

Document Number	0000379420
Date	Mar 3, 2017
Instrument	379420

Lender

Name	IFREEDOM DIRECT CORP
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Carter County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Carter County
Municipality	Olive Hill City
Unified School District	Carter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$407.00 (+21.13%)	$47,720 (+22.36%)	$47,720 (+22.36%)
2023	$336.00	$39,000	$39,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	10 (2000–2015)
Claims Outside the SFHA	6 of 10
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, Flooding, Landslides, And Mudslide
Claims by Event	Severe Storms, Flooding, And Mudslides, Jul 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVE HILL MUNICIPAL WATER WORKS serves 6,192 people · EPA ID KY0220335
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2018
Treatment and Procedure	Organic carbon removal Apr 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Windstream DSL	300 / 20

May also be available: Verizon.

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