Putnam County property record for 110 Old Shell Harbor Rd, Satsuma, FL 32189
| Property Type | Single Family Home |
|---|---|
| Details | 1,595 sqft · built 1980 |
| Lot Size | 0.569 acres (24,829 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $150,000 (Jul 2019) |
| Tax Bill | $1,606 (2025) |
| Deeds & Mortgages | Nov 2017 Line of Credit Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-11-26-0000-005.0-015.0 |
| Primary APN | 21-11-26-0000-005.0-015.0 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 9 Plumbing Fixtures |
|---|---|
| Building Area | 1,595 sqft Living Area |
| 1st Floor Area | 1,326 sqft |
| Flooring | Steel Beam |
| Year Built | Built 1980 |
|---|---|
| Exterior Material | Stucco |
| Lot Area | 24,829 sqft (0.569 acres) |
| Lot Dimensions | 198 ft deep x 100 ft wide |
| Porch | Porch |
| Porch Area | 308 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 86418 |
|---|---|
| Street Address | 110 OLD SHELL HARBOR RD |
| City | SATSUMA |
| State | FL |
| Zip | 32189-3306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART OF GOVT LOT 4 OR383 P1444 |
| Legal Range | 26E |
| Legal Township | 11S |
| Legal Section | 21 |
| Legal Lot Number | 4 |
| Jurisdiction | PUTNAM FL |
| Township / Civil Division | CRESCENT CITY |
| Census Block Group | 3 |
| Census Block | 3065 |
| Census Tract | 951200 |
Source: Putnam County records, as of January 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 110 OLD SHELL HARBOR RD, SATSUMA, FL 32189-3306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 7, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST COAST COMMUNITY CU |
| Jul 23, 2019 | Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 23, 2019 · Amount on Record |
| Deed Sale | Jul 23, 2019 · Amount on Record |
| Prior Sale | Aug 16, 2000 |
| Deed Document Number | 201954013053 |
| Deed Book / Page | 1549 / 0525 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM FL |
| Property Address | 110 OLD SHELL HARBOR RD, SATSUMA, FL 32189-3306 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0014890719 |
|---|---|
| Date | Nov 7, 2017 |
| Book Page | 1489/0719 |
| Instrument | 201754019545 |
| Name | FIRST COAST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | PALATKA, FL 32177 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 6, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM FL |
| Recording Date | Jul 23, 2019 |
| Property Address | 110 OLD SHELL HARBOR RD, SATSUMA, FL 32189-3306 |
| Document Number | 0015490525 |
| Book / Page | 1549 / 0525 |
| Instrument Date | Jul 22, 2019 |
| Instrument | 201954013053 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | GULLETT TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,050.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 116, SATSUMA, FL 32189-0116 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 110 OLD SHELL HARBOR RD, SATSUMA, FL 32189-3306 |
| Document Number | 0001549528 |
|---|---|
| Date | Jul 23, 2019 |
| Instrument | 1549/528 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
Source: Putnam County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,606.00 (+14.06%) Homeowner's exemption | $116,950 (+5.32%) | $127,280 (-5.27%) Land $18,560 Building $108,720 |
| 2023 | $1,408.00 (+6.34%) Homeowner's exemption | $111,040 (+3%) | $134,360 (+24.63%) Land $18,560 Building $115,800 |
| 2022 | $1,324.00 Homeowner's exemption | $107,810 | $107,810 Land $9,860 Building $97,950 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 2, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
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