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110 Oak Cir, Mahopac, NY 10541 Property Records

Putnam County and Carmel Town property record for 110 Oak Cir, Mahopac, NY 10541

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,388 sqft · built 1950
Lot Size0.292 acres (12,750 sqft)
Owner2 Individual Names on File
Last Sale$471,000 (Oct 2025)
Tax Bill$11,243 (2024)
Deeds & MortgagesOct 2025 Sale & Mortgage
Apr 2016 Loan Modification
Flood ZoneZone X (minimal risk)
APN372000 86.46-1-8

Property Details

APN / Parcel Number

Primary APN372000 86.46-1-8
Alternative APNs
  • 200008604600010080000000
  • 172400

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,388 sqft Living Area
1st Floor Area1,388 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area12,750 sqft (0.292 acres)
Lot Dimensions102 ft deep x 125 ft wide
View / LotWaterfront
PorchOpen Porch
Porch Area280 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerConnected
Water SourceCommercial

Location & Zoning

Account Number172400
Street Address110 OAK CIR
CityMAHOPAC
StateNY
Zip10541-4146
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal Description134-2-1 LOTS 682-685
Legal Block1
Legal Lot Number8.000
JurisdictionPUTNAM NY
Township / Civil DivisionCARMEL
Census Block Group1
Census Block1011
Census Tract11202

Owner

110 Oak Cir is owned by two individuals who bought it in October 2025.

Source: Putnam County and Carmel Town records, as of April 29, 2026

Owner of Record2 Individual Names on File
Mailing Address2088 ALLAN AVE, YORKTOWN HEIGHTS, NY 10598-4004
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2025Deed, Transfer · Conventional Mortgage
AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Apr 5, 2016Loan Modification, Mortgage · Conventional Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 16, 2025 · Amount on File
Deed SaleOct 16, 2025 · Amount on File
Prior SaleMar 9, 1995 · Amount on File
Deed Document Number20256327
Deed Book / Page2416 / 183
Record UpdatedOct 29, 2026

October 2025: Deed, Transfer

Document TypeDeed
JurisdictionPUTNAM NY
Recording DateOct 16, 2025
Property Address110 OAK CIR, MAHOPAC, NY 10541-4146
Document Number0024160183
Book / Page2416 / 183
Map ReferenceFILE 254-A
Instrument DateOct 2, 2025
Instrument6327-2025
Transaction TypeTransfer
Record UpdatedNov 4, 2025
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,884.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address110 OAK CIR, MAHOPAC, NY 10541-4146

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2088 ALLAN AVE, YORKTOWN HEIGHTS, NY 10598-4004
InvestorPossibly a Property Investor

Mortgage

Document Number0008030248
DateOct 16, 2025
Instrument8030/248
Lender
NameAMERICAN NEIGHBORHOOD MTG ACCEPTANC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2055

April 2016: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPUTNAM NY
Property Address110 OAK CIR, MAHOPAC, NY 10541-4146
Document Number0066890299
Instrument DateApr 5, 2016
Transaction TypeMortgage
Record UpdatedAug 17, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address110 OAK CIR MAHOPAC NY 105414146, MAHOPAC, NY 10541-4146

Mortgage

Document Number0066890299
DateFeb 10, 2017
Book Page006689/000299
Instrument1600594
Lender
NameWELLS FARGO BK
AddressMINNEAPOLIS, MN 55467-8000
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 9, 2047
Interest
Rate TypeFixed Rate
Rate3.62%

Tax Assessment & Valuation

Source: Putnam County and Carmel Town assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateNew York
CountyPutnam County
County SubdivisionCarmel Town
Unified School DistrictMahopac Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$429,400 (+7%) Land $78,700 Building $350,700$429,400 (+7%) Land $78,700 Building $350,700
2024$11,243.00 Homeowner's exemption Veteran's exemption$401,300 (+6%) Land $78,700 Building $322,600$401,300 (+6%) Land $78,700 Building $322,600
2023$378,600 (+10.99%) Land $71,500 Building $307,100$378,600 (+10.99%) Land $71,500 Building $307,100
2022$341,100 Land $71,500 Building $269,600$341,100 Land $71,500 Building $269,600
2020$3,156.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 110 Oak Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2026)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 110 Oak Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WD 4
serves 450 people · EPA ID NY3905675
Water SourceGroundwater
Last State InspectionMar 2026
Lead4 ppb (2021–2023)
action level 15 ppb
Copper3.5 mg/L (2021–2023)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber		2,300 / 2,300
Xfinity
Cable		1,200 / 35

May also be available: Optimum.

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