Frederick County property record for 110 Northumberland Dr, Stephenson, VA 22656
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,242 sqft · built 2016 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $421,354 (Nov 2016) |
| Tax Bill | $3,222 (2026) |
| Deeds & Mortgages | Jun 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 44E1-7-27 |
| Primary APN | 44E1-7-27 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,242 sqft Living Area |
| Gross Area | 5,923 sqft |
| 1st Floor Area | 1,532 sqft |
| Basement Area | 436 sqft |
| Finished Basement | 436 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,148 sqft (0.21 acres) |
| Terrain | Rolling |
| Garage Area | 492 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 30 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8049570 |
|---|---|
| Street Address | 110 NORTHUMBERLAND DR |
| City | STEPHENSON |
| State | VA |
| Zip | 22656-1976 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | SNOWDEN BRIDGE L27 S7B |
| Legal Subdivision | 5 |
| Legal Lot Number | 27 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | STONEWALL |
| Census Block Group | 4 |
| Census Block | 4027 |
| Census Tract | 50100 |
110 Northumberland Dr is owned and occupied by two individuals who bought it in November 2016.
Source: Frederick County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 110 NORTHUMBERLAND DR, STEPHENSON, VA 22656-1976 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 14, 2016 · Amount on File |
| Deed Sale | Nov 14, 2016 · Amount on File |
| Prior Sale | Aug 10, 2016 · Amount on File |
| Deed Document Number | 201611500 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 110 NORTHUMBERLAND DR, STEPHENSON, VA 22656-1976 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000004841 |
|---|---|
| Date | Jun 13, 2023 |
| Instrument | 230004841 |
| Name | COMMONWEALTH ONE FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 23, 2043 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 110 Northumberland Dr was $3,222, up 10.4% from the year before.
Source: Frederick County assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,222.00 (+10.42%) | $607,900 Land $93,000 Building $514,900 | $607,900 Land $93,000 Building $514,900 |
| 2025 | $2,918.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 110 Northumberland Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 110 Northumberland Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
5G (outdoors only) and 4G LTE
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