110 N Philip Rd, Niles, MI 49120 Property Records

Berrien County property record for 110 N Philip Rd, Niles, MI 49120

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,695 sqft · built 2006
Lot Size	0.682 acres (29,708 sqft)
Owner	Individual Name on Record
Last Sale	$370,000 (Jun 2026)
Tax Bill	$6,070 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jan 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-5200-0010-00-3`

Property Details

APN / Parcel Number

Primary APN	`14-5200-0010-00-3`
Alternative APN	`11-14-5200-0010-00-3`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,695 sqft Living Area
1st Floor Area	1,695 sqft
Basement Area	1,695 sqft
Unfinished Basement	1,695 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Raised Ranch
Lot Area	29,708 sqft (0.682 acres)
Lot Dimensions	300 ft deep x 99 ft wide
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	110 N PHILIP RD
City	NILES
State	MI
Zip	49120-1496
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	LOT 10, NILES VIEW.
Legal Subdivision	NILES VIEW
Legal Lot Number	10
Legal Unit	10
Jurisdiction	BERRIEN MI
Township / Civil Division	NILES
Census Block Group	3
Census Block	3018
Census Tract	20400

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5635 CUTTING EDGE WAY, TRAVERSE CITY, MI 49684-9009
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2026	Warranty Deed, Transfer · Conventional Mortgage SWIFT HOME LOANS INC
Jan 11, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED FCU
Feb 26, 2018	Intrafamily Transfer, Transfer WILLIAM RAHISER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2026 · Amount on Record
Deed Sale	Jun 19, 2026 · Amount on Record
Prior Sale	Jan 11, 2023 · Amount on Record
Deed Document Number	2026463792
Deed Book / Page	3480 / 1973
Prior Transfer Date	Feb 20, 2018
Prior Transfer Doc	03198/0581
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jun 19, 2026
Property Address	110 N PHILIP RD, NILES, MI 49120-1496
Document Number	0000463792
Book / Page	3480 / 1973
Instrument Date	Jun 5, 2026
Instrument	2026463792
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	TITLE SERVICES, OAK TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280,275.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000463793,
Date	Jun 19, 2026
Instrument	2026463793

Lender

Name	SWIFT HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jan 11, 2023
Property Address	110 N PHILIP RD, NILES, MI 49120-1496
Document Number	03396/2568
Book / Page	3396 / 2568
Map Reference	VOL 12 PG 24
Instrument Date	Dec 30, 2022
Instrument	2023370966
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	NEAR NORTH TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14249 DEER PATH, BUCHANAN, MI 49107-9165

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 N PHILIP RD, NILES, MI 49120-1496

Mortgage

Document Number	0033962570
Date	Jan 11, 2023
Instrument	3396-2570

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2028
Change Frequency	Annually
Min Rate At Change	5.12%
Max Rate At Change	9.12%
Index	1-Year CMT
Max Rate	12.1%

February 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Feb 26, 2018
Property Address	110 N PHILIP RD, NILES, MI 49120-1496
Document Number	03198/0581
Book / Page	3198 / 0581
Map Reference	VOL12 PG24
Instrument Date	Feb 20, 2018
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 N PHILIP RD, NILES, MI 49120-1496

Mortgage

Document Number	0003198583
Date	Feb 26, 2018
Instrument	3198/583

Lender

Name	WILLIAM RAHISER
Type	Private Party

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Niles Township
Unified School District	Niles Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$191,700 (+7.09%)	$383,400 (+7.09%)
2025	$6,070.00 (-0.05%)	$179,000 (+49.54%)	$358,000 (+49.54%)
2024	$6,073.00 (+136.58%)
2023		$119,700	$239,400
2022	$2,567.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Mercury Fiber.

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