110 N Park St, Hecker, IL 62248 Property Records

Monroe County property record for 110 N Park St, Hecker, IL 62248

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,188 sqft · built 1898
Lot Size	0.2 acres (8,876 sqft)
Owner	2 Individual Names on File
Last Sale	$193,000 (Mar 2026)
Tax Bill	$3,600 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Feb 2026 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`12-04-118-007-000`

Property Details

APN / Parcel Number

Primary APN	`12-04-118-007-000`
Alternative APN	`12040610300600 00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	1,188 sqft Building Perimeter
1st Floor Area	1,188 sqft

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1898
Construction Type	Frame
Foundation Type	Raised
Lot Area	8,876 sqft (0.2 acres)
Lot Dimensions	80 ft deep x 112 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	273 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	110 N PARK ST
City	HECKER
State	IL
Zip	62248-1122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HR1
Legal Description	LOT 1 & S 12 FT LOT 2 HOMESITES ADDN
Legal Range	08W
Legal Township	03S
Legal Section	04
Legal Subdivision	HOMESITES ADD
Legal Lot Number	1
Jurisdiction	MONROE IL
Township / Civil Division	1
Census Block Group	1
Census Block	1014
Census Tract	600502

Owner

110 N Park St is owned by two individuals who bought it in March 2026.

Source: Monroe County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	105 OSTERHAGE DR, A, WATERLOO, IL 62298-1576
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC
Feb 19, 2026	Correction Deed
Mar 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Jan 7, 2021	Intrafamily Transfer, Transfer
Apr 5, 2019	Warranty Deed, Transfer MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2026 · Amount on File
Deed Sale	Mar 10, 2026 · Amount on File
Prior Sale	Apr 5, 2019 · Amount on File
Deed Document Number	2026441559
Prior Transfer Date	Jan 7, 2021
Prior Transfer Doc	0000414065
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Mar 10, 2026
Property Address	110 N PARK ST, HECKER, IL 62248-1122
Document Number	0000441559
Map Reference	MB C PG 49
Instrument Date	Mar 6, 2026
Instrument	441559
Transaction Type	Transfer
Record Updated	Mar 25, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$289.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	110 N PARK ST, HECKER, IL 62248-1122

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 N PARK ST, HECKER, IL 62248-1122

Mortgage

Document Number	0000441560
Date	Mar 10, 2026
Instrument	441560

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.58%

February 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	MONROE IL
Recording Date	Feb 19, 2026
Property Address	110 N PARK ST, HECKER, IL 62248-1122
Document Number	0000441321
Map Reference	MB C PG 49
Instrument Date	Feb 19, 2026
Instrument	441321
Record Updated	Mar 4, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	110 N PARK ST, HECKER, IL 62248-1122

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 N PARK ST, HECKER, IL 62248-1122

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	110 N PARK ST, HECKER, IL 62248-1122
Transaction Type	Mortgage
Record Updated	Mar 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000415417
Date	Mar 5, 2021
Instrument	415417

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IL
Recording Date	Jan 7, 2021
Property Address	110 N PARK ST, HECKER, IL 62248-1122
Document Number	0000414065
Instrument Date	Jan 7, 2021
Instrument	414065
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 N PARK ST, HECKER, IL 62248-1122

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Apr 5, 2019
Property Address	110 N PARK ST, HECKER, IL 62248-1122
Document Number	0000400737
Instrument Date	Apr 2, 2019
Instrument	400737
Transaction Type	Transfer
Record Updated	Apr 24, 2019
Title Company	MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC)

Transaction

Amount	Amount on Record
Tax	$235.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	110 N PARK ST HECKER IL 622481122, HECKER, IL 62248-1122

Tax Assessment & Valuation

The 2025 property tax bill for 110 N Park St was $3,600, up 15.9% from the year before.

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Hecker Village
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,600.00 (+15.9%)	$64,320 (+10.05%) Land $7,200 Building $57,120	$192,960 (+10.05%) Land $21,600 Building $171,360
2024	$3,106.00 Additional exemption filed	$58,445 Land $7,604 Building $50,841	$175,335 Land $22,812 Building $152,523
2022	$1,495.00 Additional exemption filed	$52,480 Land $7,200 Building $45,280	$157,440 Land $21,600 Building $135,840

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 110 N Park St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 110 N Park St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HECKER serves 429 people · EPA ID IL1330150
Water Source	Purchased surface water from FSH WATER COMMISSION
Last State Inspection	Aug 2024
Lead	2 ppb (2026) action level 15 ppb
Copper	2.8 mg/L (2023) action level 1.3 mg/L

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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