110 N Main St, Gifford, IL 61847 Property Records

Champaign County property record for 110 N Main St, Gifford, IL 61847

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,908 sqft · built 2014
Lot Size	0.331 acres (14,407 sqft)
Owner	Individual Name on File
Last Sale	$147,000 (Feb 2016)
Tax Bill	$4,889 (2024)
Deeds & Mortgages	Dec 2020 Mortgage Sep 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-10-01-153-001`

Property Details

APN / Parcel Number

Primary APN	`06-10-01-153-001`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,908 sqft Living Area
Gross Area	4,364 sqft
1st Floor Area	1,908 sqft
Basement Area	1,908 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Other
Lot Area	14,407 sqft (0.331 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Frame Porch
Porch Area	158 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	110 N MAIN ST
City	GIFFORD
State	IL
Zip	61847-9600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 7, 8, 9, 10, 11, 12 BLOCK 7 GIFFORD - ORIGINAL TOWN
Legal Range	10E
Legal Township	21N
Legal Section	01
Legal Subdivision	GIFFORD - ORIGINAL TOWN
Legal Block	7
Legal Lot Number	7
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	COMPROMISE
Census Block Group	3
Census Block	3031
Census Tract	10400

Owner

110 N Main St is owned and occupied by an individual who acquired it in September 2017.

Source: Champaign County records, as of August 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	110 N MAIN ST, GIFFORD, IL 61847-9600
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2020	Deed of Trust, Mortgage · Closed-End Mortgage THE GIFFORD STATE BANK
Sep 28, 2018	Deed of Trust, Mortgage · Closed-End Mortgage THE GIFFORD STATE BANK
Sep 26, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2016 · Amount on File
Deed Sale	Feb 16, 2016 · Amount on File
Deed Document Number	20162400
Last Transfer Date	Sep 21, 2017
Transfer Doc	0000018385
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	110 N MAIN ST, GIFFORD, IL 61847-9600
Transaction Type	Mortgage
Record Updated	Apr 27, 2021
Title Company	ALLIED CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025734
Date	Dec 8, 2020
Instrument	2020R25734

Lender

Name	THE GIFFORD STATE BANK
Type	Bank
Address	GIFFORD, IL 61847

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	60 Months
Due	Dec 30, 2025

Interest

Rate	4.45%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	110 N MAIN ST, GIFFORD, IL 61847-9600
Transaction Type	Mortgage
Record Updated	Apr 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016916
Date	Sep 28, 2018
Instrument	2018R16916

Lender

Name	THE GIFFORD STATE BANK
Type	Bank
Address	GIFFORD, IL 61847

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	61 Months
Due	Oct 15, 2023

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Sep 26, 2017
Property Address	110 N MAIN ST, GIFFORD, IL 61847-9600
Document Number	0000018385
Instrument Date	Sep 21, 2017
Instrument	18385
Transaction Type	Transfer
Record Updated	Oct 26, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 N MAIN ST GIFFORD IL 618479600, GIFFORD, IL 61847-9600

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Compromise Township
Municipality	Gifford Village
Elementary School District	Gifford Community Consolidated School District 188 (PK - 08)
Secondary School District	Rantoul Township High School District 193 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$75,610 Land $5,530 Building $70,080	$226,830 Land $16,590 Building $210,240
2024	$4,889.00
2022	$4,355.00 Homeowner's exemption	$61,210 Land $4,480 Building $56,730	$183,630 Land $13,440 Building $170,190

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 110 N Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 110 N Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GIFFORD serves 911 people · EPA ID IL0190250
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.6 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
Nextlink Fixed Wireless	800 / 400
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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