110 N Joy Dr, Ogden, IL 61859 Property Records

Champaign County property record for 110 N Joy Dr, Ogden, IL 61859

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,616 sqft · built 1977
Lot Size	0.385 acres (16,749 sqft)
Owner	2 Individual Names on File
Last Sale	$146,500 (Jun 2020)
Tax Bill	$3,968 (2024)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-24-08-482-001`

Property Details

APN / Parcel Number

Primary APN	`17-24-08-482-001`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,616 sqft Living Area
Gross Area	3,736 sqft
1st Floor Area	1,616 sqft
Basement Area	1,616 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Material	Other
Lot Area	16,749 sqft (0.385 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	110 N JOY DR
City	OGDEN
State	IL
Zip	61859-9507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 HUNTER, MORRIS D., 1ST ADD
Legal Range	14W
Legal Township	19N
Legal Section	08
Legal Subdivision	HUNTER, MORRIS D., 1ST ADD
Legal Lot Number	1
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	OGDEN
Census Block Group	2
Census Block	2041
Census Tract	10702

Owner

110 N Joy Dr is owned and occupied by two individuals who bought it in June 2020.

Source: Champaign County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	110 N JOY DR, OGDEN, IL 61859-9507
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2020 · Amount on File
Deed Sale	Jun 10, 2020 · Amount on File
Deed Document Number	202010276
Record Updated	Oct 29, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jun 10, 2020
Property Address	110 N JOY DR, OGDEN, IL 61859-9507
Document Number	0000010276
Map Reference	MB X PG 41
Instrument Date	Jun 8, 2020
Instrument	2020R10276
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$146.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	110 N JOY DR, OGDEN, IL 61859-9507

Mortgage

Document Number	0000010277
Date	Jun 10, 2020
Instrument	2020R10277

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Ogden Township
Municipality	Ogden Village
Elementary School District	Prairieview-Ogden Community Consolidated School District 197 (KG - 08)
Secondary School District	St. Joseph-Ogden Community High School District 305 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$62,780 Land $13,270 Building $49,510	$188,340 Land $39,810 Building $148,530
2024	$3,968.00
2022	$3,563.00 Homeowner's exemption	$50,680 Land $10,720 Building $39,960	$152,040 Land $32,160 Building $119,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 110 N Joy Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 110 N Joy Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OGDEN serves 750 people · EPA ID IL0190500
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Nextlink Fixed Wireless	1,000 / 500
Verizon Fixed Wireless	300 / 20