110 N 5th St, Oregon, IL 61061 Property Records

Ogle County property record for 110 N 5th St, Oregon, IL 61061

Property Summary

Property TypeCommercial
Details2,035 sqft · built 1886
Lot Size0.124 acres (5,409 sqft)
OwnerCompany Name on File
Last Sale$61,000 (Jul 2021)
Tax Bill$3,306 (2025)
Deeds & MortgagesMar 2026 Mortgage
Jul 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN16-03-158-008

Property Details

APN / Parcel Number

Primary APN16-03-158-008

Interior

Stories2 Stories
Building Area2,035 sqft Total Area

Exterior

Year BuiltBuilt 1886
Effective Year BuiltEffective 1886
Lot Area5,409 sqft (0.124 acres)
Lot Dimensions66 ft deep x 82 ft wide
Garage TypeAttached
Garage Area216 sqft

Location & Zoning

Street Address110 N 5TH ST
CityOREGON
StateIL
Zip61061-1401
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionRNG/BLK: TWP:0 SECT/LOT: LOT 12 EX W 50FT BLK 15 CITY OF OREGON
Legal Block15
Legal Lot Number12
JurisdictionOGLE IL
Township / Civil DivisionOREGON-NASHUA
Census Block Group3
Census Block3009
Census Tract961400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Oregon Commercial Historic District
listed 2006 · 51 contributing resources · NRIS 06000713

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

110 N 5th St, a commercial property, is owned by a company that bought it in July 2021.

Source: Ogle County records, as of May 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address152 S HILLSIDE CT, OREGON, IL 61061-9794
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2026Deed of Trust, Mortgage · Commercial Mortgage
CENTRAL BANK ILLINOIS
Jul 26, 2021Warranty Deed, Transfer · Conventional Mortgage
CENTRAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 26, 2021 · Amount on File
Deed SaleJul 26, 2021 · Amount on File
Deed Document Number20215488
Record UpdatedJun 8, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOGLE IL
Property Address110 N 5TH ST, OREGON, IL 61061-1401
Transaction TypeMortgage
Record UpdatedApr 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001414
DateMar 25, 2026
Instrument202601414
Lender
NameCENTRAL BANK ILLINOIS
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term60 Months
DueMar 15, 2031

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOGLE IL
Recording DateJul 26, 2021
Property Address110 N 5TH ST, OREGON, IL 61061-1401
Document Number0000005488
Map ReferenceBK F PG 21
Instrument DateJul 15, 2021
Instrument202105488
Transaction TypeTransfer
Record UpdatedAug 18, 2021

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$91.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address152 S HILLSIDE CT, OREGON, IL 61061-9794

Mortgage

Document Number0000005489
DateJul 26, 2021
Instrument202105489
Lender
NameCENTRAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 110 N 5th St was $3,306, up 3.6% from the year before.

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyOgle County
County SubdivisionOregon-Nashua Township
MunicipalityOregon City
Unified School DistrictOregon Community Unit School District 220 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,306.00 (+3.57%)$34,090 (+7.25%) Land $4,270 Building $29,820$102,270 (+7.25%) Land $12,810 Building $89,460
2024$3,192.00$31,785 (+11.13%) Land $3,981 Building $27,804$95,355 (+11.13%) Land $11,943 Building $83,412
2023$28,602 Land $3,707 Building $24,895$85,806 Land $11,121 Building $74,685
2022$2,729.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 110 N 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 30, 2020

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 110 N 5th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOREGON
serves 3,449 people · EPA ID IL1410400
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
1,200 / 35
Starlink
Satellite
280 / 30

May also be available: LR Communications, Verizon.

Nearby Properties on N 5th St

Nearby Streets

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