110 Morningside Ln, O Fallon, MO 63366 Property Records

St. Charles County property record for 110 Morningside Ln, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,485 sqft · built 1965
Lot Size	0.207 acres (9,000 sqft)
Owner	2 Individual Names on File
Last Sale	$163,100 (Nov 2020)
Tax Bill	$2,749 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Oct 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`210840A000`

Property Details

APN / Parcel Number

Primary APN	`210840A000`
Alternative APN	`2-051B-4016-00-0015.0000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,485 sqft Living Area
Gross Area	2,244 sqft
1st Floor Area	900 sqft
Basement Area	900 sqft
Finished Basement	585 sqft
Unfinished Basement	315 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,000 sqft (0.207 acres)
Lot Dimensions	120 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	444 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	292 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	210840A000
Street Address	110 MORNINGSIDE LN
City	O FALLON
State	MO
Zip	63366-1240
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	FOREST PK NORTH LOT 15
Legal Subdivision	FOREST PK NORTH
Legal Lot Number	15
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1017
Census Tract	311603

Owner

110 Morningside Ln is owned and occupied by two individuals who bought it in November 2020.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	110 MORNINGSIDE LN, O FALLON, MO 63366-1240
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2020	Quit Claim Deed, Transfer DELMAR FIN'L
Oct 5, 2017	Warranty Deed, Transfer · FHA Mortgage FIRST STATE BANK OF ST CHARLES MO
Feb 15, 2017	Deed of Trust, Mortgage · Line of Credit LINDELL BK&TR
Feb 9, 2017	Trustee's Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2020 · Amount on File
Deed Sale	Nov 23, 2020 · Amount on File
Prior Sale	Oct 5, 2017 · Amount on File
Deed Document Number	202090876
Prior Transfer Date	Nov 13, 2020
Prior Transfer Doc	2020R090876
Record Updated	Oct 29, 2026

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 23, 2020
Property Address	110 MORNINGSIDE LN, O FALLON, MO 63366-1240
Document Number	0000090876
Instrument Date	Nov 13, 2020
Instrument	90876
Transaction Type	Transfer
Record Updated	Feb 25, 2021
Title Company	ALLIANCE NATIONWIDE TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	110 MORNINGSIDE LN O FALLON MO 633661240, O FALLON, MO 63366-1240

Mortgage

Document Number	90875
Date	Nov 23, 2020
Instrument	90875

Lender

Name	DELMAR FIN'L
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 22, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 5, 2017
Property Address	110 MORNINGSIDE LN, O FALLON, MO 63366-1240
Document Number	0068190498
Book / Page	6819 / 0498
Map Reference	MB 10 PG 11
Instrument Date	Sep 29, 2017
Instrument	20171005000628490
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5 THE PINES CT, 5, SAINT LOUIS, MO 63141-6191

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 MORNINGSIDE LN, O FALLON, MO 63366-1240

Mortgage

Document Number	20171005000628500
Date	Oct 5, 2017
Instrument	20171005000628500

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	110 MORNINGSIDE LN, O FALLON, MO 63366-1240
Document Number	0067060658
Instrument Date	Feb 15, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5 THE PINES CT #D CREVE COEUR MO 631416193, D, CREVE COEUR, MO 63141-6193
Investor	Possibly a Property Investor

Mortgage

Document Number	0067060658
Date	Mar 1, 2017
Book Page	006706/000658
Instrument	127450

Lender

Name	LINDELL BK&TR
Type	Bank
Address	CHESTERFIELD, MO 63017

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 9, 2017
Property Address	110 MORNINGSIDE LN, O FALLON, MO 63366-1240
Document Number	0066971685
Book / Page	006697 / 001685
Instrument Date	Feb 2, 2017
Instrument	86920
Transaction Type	Foreclosure
Record Updated	Feb 14, 2017
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5 THE PINES CT #D CREVE COEUR MO 631416193, D, CREVE COEUR, MO 63141-6193

Tax Assessment & Valuation

The 2025 property tax bill for 110 Morningside Ln was $2,749, up 4.8% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,594 (-)	$224,180 (-) Land $40,000 Building $184,180
2025	$2,749.00 (+4.76%)	$42,594	$224,180 Land $40,000 Building $184,180
2024	$2,624.00
2023		$39,453
2022			$207,649 Land $40,000 Building $167,649

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 110 Morningside Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 110 Morningside Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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