Otsego County and Oneonta Town property record for 110 Morningside Dr, Oneonta, NY 13820
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,018 sqft · built 1974 |
| Lot Size | 0.54 acres (23,522 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,254 (2026) |
| Deeds & Mortgages | Jul 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 364600 301.11-1-28.00 |
| Primary APN | 364600 301.11-1-28.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,018 sqft Living Area |
| 1st Floor Area | 1,138 sqft |
| Basement Area | 880 sqft |
| Finished Basement | 880 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 23,522 sqft (0.54 acres) |
| Lot Dimensions | 220 ft deep x 107 ft wide |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 344 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 089000 |
|---|---|
| Street Address | 110 MORNINGSIDE DR |
| City | ONEONTA |
| State | NY |
| Zip | 13820-3217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 995MORNINGSIDE SUB 1 10 |
| Legal Block | 1 |
| Legal Lot Number | 28.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | ONEONTA |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 590800 |
110 Morningside Dr is owned and occupied by an individual who acquired it in May 2014.
Source: Otsego County and Oneonta Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 110 MORNINGSIDE DR, ONEONTA, NY 13820-3217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 23, 2014 |
| Transfer Doc | 2014002519 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 110 MORNINGSIDE DR, ONEONTA, NY 13820-3217 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2023 |
| Title Company | MISC COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000000744 |
|---|---|
| Date | Jul 11, 2023 |
| Instrument | 2023-2744 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 110 Morningside Dr was $5,254 with a homeowner's exemption, up 10.4% from the year before.
Source: Otsego County and Oneonta Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Oneonta Town |
| Unified School District | Oneonta City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,254.00 (+10.38%) Homeowner's exemption | ||
| 2025 | $4,760.00 | $165,700 Land $38,300 Building $127,400 | $236,714 Land $54,714 Building $182,000 |
| 2023 | $1,495.00 Homeowner's exemption | $165,700 (-) Land $38,300 Building $127,400 | $212,436 (+12.82%) Land $49,103 Building $163,333 |
| 2022 | $165,700 Land $38,300 Building $127,400 | $188,295 Land $43,523 Building $144,772 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 110 Morningside Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 3 (1979–2006) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jun 2006 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 110 Morningside Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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