110 Millstone Ter, Forest, VA 24551 Property Records

Bedford County property record for 110 Millstone Ter, Forest, VA 24551

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,725 sqft · built 1985
Lot Size	1.19 acres (51,836 sqft)
Owner	Individual Name on File
Last Sale	$322,000 (Jul 2013)
Tax Bill	$2,166 (2023)
Deeds & Mortgages	Dec 2022 Line of Credit Aug 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`81A 12 9`

Property Details

APN / Parcel Number

Primary APN	`81A 12 9`
Alternative APNs	`8106500` `467393`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,725 sqft Living Area
Gross Area	5,956 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	51,836 sqft (1.19 acres)
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	70 sqft
Deck Area	381 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Account Number	467393
Street Address	110 MILLSTONE TER
City	FOREST
State	VA
Zip	24551-1006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IVY HILL LT 9 BK 2 SC 2
Legal Subdivision	IVY HILL
Legal Block	2
Legal Lot Number	9
Jurisdiction	BEDFORD VA
Township / Civil Division	5
Census Block Group	3
Census Block	3005
Census Tract	30101

Owner

Source: Bedford County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	110 MILLSTONE TER, FOREST, VA 24551-1006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NATIONAL ASSOCIATION
Aug 6, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 19, 2013 · Amount on Record
Deed Sale	Jul 19, 2013 · Amount on Record
Prior Sale	Jul 19, 2013 · Amount on Record
Deed Document Number	130008229
Last Transfer Date	Aug 6, 2021
Transfer Doc	210011478
Record Updated	Jun 7, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	110 MILLSTONE TER, FOREST, VA 24551-1006
Transaction Type	Mortgage
Record Updated	Jan 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220013227
Date	Dec 15, 2022
Instrument	220013227

Lender

Name	US BANK NATIONAL ASSOCIATION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 15, 2052

Interest

Rate Type	Adjustable Rate
Rate	8.2%

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEDFORD VA
Recording Date	Aug 6, 2021
Property Address	110 MILLSTONE TER, FOREST, VA 24551-1006
Document Number	210011478
Instrument Date	Aug 6, 2021
Instrument	210011478
Transaction Type	Transfer
Record Updated	Aug 26, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,166.00 Additional exemption filed	$264,250	$528,500 Land $75,000 Building $453,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2024–2026) action level 15 ppb
Copper	1.52 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile USA Fiber	5,000 / 5,000
Shenandoah Telecommunications Company Cable	1,200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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