110 Miller Pl, Freedom, CA 95019 Property Records

Santa Cruz County property record for 110 Miller Pl, Freedom, CA 95019

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,669 sqft · built 1959
Lot Size	0.141 acres (6,142 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,000 (Jan 2015)
Tax Bill	$6,721 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`049-221-40`

Property Details

APN / Parcel Number

Primary APN	`049-221-40`
Alternative APN	`049-221-40-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	2,669 sqft Living Area
Gross Area	3,087 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 2000
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,142 sqft (0.141 acres)
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	108 MILLER PL
City	FREEDOM
State	CA
Zip	95019-2742
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Subdivision	CORRALITOS RHO
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1006
Census Tract	110700

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	108 MILLER PL, FREEDOM, CA 95019-2742
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2023	Deed of Trust, Mortgage · Commercial Mortgage LOANDEPOT.COM LLC
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Feb 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2015 · Amount on Record
Deed Sale	Jan 8, 2015 · Amount on Record
Deed Document Number	2015605
Prior Transfer Date	Jun 10, 2010
Prior Transfer Doc	0000022351
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	108 MILLER PL, FREEDOM, CA 95019-2742
Transaction Type	Mortgage
Record Updated	Apr 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 MILLER PL, FREEDOM, CA 95019-2742

Mortgage

Document Number	0000004839
Date	Mar 21, 2023
Instrument	2023-0004839

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	LIMA, OH 45801

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 11, 2053

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	108 MILLER PL, FREEDOM, CA 95019-2742
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 MILLER PL, FREEDOM, CA 95019-2742

Mortgage

Document Number	0000021279
Date	Apr 14, 2021
Instrument	2021-0021279

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	108 MILLER PL, FREEDOM, CA 95019-2742
Document Number	0000005040
Instrument Date	Feb 1, 2018
Transaction Type	Mortgage
Record Updated	Mar 14, 2018
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	108 MILLER PL FREEDOM CA 950192742, FREEDOM, CA 95019-2742

Mortgage

Document Number	0000005040
Date	Feb 20, 2018
Instrument	5040

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 19, 2048

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$549,152 (+23.49%) Land $226,789 Building $322,363
2025	$6,721.00 (+13.45%)	$444,684 (+4.04%) Land $222,342 Building $222,342
2023	$5,924.00 (+2.87%)	$427,418 Land $213,709 Building $213,709	$528,120
2022	$5,759.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	9 (1982–2011)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Mar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100

May also be available: AT&T, Verizon.

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