110 Mill St, Cumby, TX 75433 Property Records

Hopkins County property record for 110 Mill St, Cumby, TX 75433

Property Summary

Property Type	Single Family Home
Details	1,154 sqft · built 1910
Lot Size	0.285 acres (12,415 sqft)
Owner	2 Individual Names on Record
Last Sale	$120,190 (Aug 2026)
Tax Bill	$4,250 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Apr 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20.0016.000.007`

Property Details

APN / Parcel Number

Primary APN	`20.0016.000.007`
Alternative APNs	`20.0016.000.007.00` `R000000658`

Interior

Stories	1 Story
Building Area	1,154 sqft Living Area
1st Floor Area	1,154 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	12,415 sqft (0.285 acres)
Lot Dimensions	196 ft deep x 67 ft wide
Garage Area	648 sqft
Porch	Covered Porch
Porch Area	180 sqft

Location & Zoning

Account Number	20.0016.000.007
Street Address	110 MILL ST
City	CUMBY
State	TX
Zip	75433-2305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACRES: 0.285 LOT: 7 BLK: 16 TOWN: CUMBY 67X196
Legal Block	16
Legal Lot Number	7
Jurisdiction	HOPKINS TX
Township / Civil Division	CUMBY
Census Block Group	4
Census Block	4021
Census Tract	950200

Owner

Source: Hopkins County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	110 MILL ST, CUMBY, TX 75433-2305
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Special Warranty Deed, Transfer · Conventional Mortgage BARRETT FINANCIAL GROUP LLC
Apr 17, 2024	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 30, 2017	Vendor's Lien, Transfer · Commercial Mortgage CITY NATIONAL BANK OF SULPHUR SPRIN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2026 · Amount on Record
Deed Sale	Aug 3, 2026 · Amount on Record
Prior Sale	Aug 22, 2025
Deed Document Number	20264824
Prior Transfer Date	Jun 13, 2025
Prior Transfer Doc	0000003986
Record Updated	Oct 29, 2026

August 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HOPKINS TX
Recording Date	Aug 3, 2026
Property Address	110 MILL ST, CUMBY, TX 75433-2305
Document Number	0000004824
Instrument Date	Jul 17, 2026
Instrument	20264824
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	PRIORITY TITLE AND ESCROW, PRIORITY TITLE AND ESCROW LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 MILL ST, CUMBY, TX 75433-2305

Mortgage

Document Number	0000004825,
Date	Aug 3, 2026
Instrument	20264825

Lender

Name	BARRETT FINANCIAL GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOPKINS TX
Property Address	110 MILL ST, CUMBY, TX 75433-2305
Transaction Type	Mortgage
Record Updated	Dec 11, 2025
Title Company	UNKNOWN, MONEY LAW & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 DIAMOND DR, WYLIE, TX 75098-6539

Mortgage

Document Number	0020241741
Date	Apr 17, 2024
Instrument	20241741

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

November 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HOPKINS TX
Recording Date	Nov 30, 2017
Property Address	110 MILL ST, CUMBY, TX 75433-2305
Document Number	0020176257
Instrument Date	Nov 21, 2017
Instrument	20176257
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	PROFESSIONAL LAND TITLE COMPANY, PROFESSIONAL LAND TITLE COMP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	704 GOLDEN BEACH DRIVE, SULPHUR SPRINGS, TX 75482

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	571 COUNTY ROAD 3101, GREENVILLE, TX 75402-8809

Mortgage

Document Number	0020176259
Date	Nov 30, 2017
Instrument	20176259

Lender

Name	CITY NATIONAL BANK OF SULPHUR SPRIN
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hopkins County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cumby City
County	Hopkins County
Unified School District	Cumby Collegiate Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$194,220 (-) Land $24,830 Building $169,390	$194,220 (-) Land $24,830 Building $169,390
2025	$4,250.00 (+77.01%)	$194,220 (+111.45%) Land $24,830 Building $169,390	$194,220 (+111.45%) Land $24,830 Building $169,390
2023		$91,850 Land $10,000 Building $81,850	$91,850 Land $10,000 Building $81,850
2022	$2,401.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CUMBY serves 685 people · EPA ID TX1120001
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	20 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cumby Telephone Cooperative Fiber	1,000 / 200
Peoples Communications Fixed Wireless	500 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: 360 Broadband, Nextlink.

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