Garrard County property record for 110 Miles Dr, Lancaster, KY 40444
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · built 1980 |
| Lot Size | 0.249 acres (10,867 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $669 (2025) |
| Deeds & Mortgages | May 2009 Construction Loan Aug 2024 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27B-01-005 |
| Primary APN | 27B-01-005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick Veneer |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,867 sqft (0.249 acres) |
| Heating System | Radiant |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 12135 |
|---|---|
| Street Address | 110 MILES DR |
| City | LANCASTER |
| State | KY |
| Zip | 40444-7634 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H & L |
| Legal Subdivision | MILES EST SUB |
| Legal Lot Number | 5 |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 970300 |
Source: Garrard County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 125 LAKEVIEW DR, LANCASTER, KY 40444-9337 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 18, 2009 | Deed of Trust, Mortgage · Construction Mortgage COMMUNITY TRUST BANK |
| Aug 14, 2024 | Deed, Transfer · Commercial Mortgage FIRST FSB FRANKFORT KY |
| Aug 9, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Jan 12, 2015 | Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| May 18, 2009 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRARD KY |
| Property Address | 110 MILES DR, LANCASTER, KY 40444-7634 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 110 MILES DR, LANCASTER, KY 40444-7634 |
| Document Number | 000M292/16 |
|---|---|
| Date | May 18, 2009 |
| Book Page | M292/16 |
| Instrument | 99452 |
| Name | COMMUNITY TRUST BANK |
|---|---|
| Address | GEORGETOWN, KY 40324 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 8 Months |
| Due | Jan 13, 2010 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Aug 14, 2024 |
| Property Address | 110 MILES DR, LANCASTER, KY 40444-7634 |
| Document Number | 00D237/665 |
| Book / Page | D237 / 665 |
| Map Reference | CAB 1 SL 120 |
| Instrument Date | Jul 31, 2024 |
| Instrument | 187111 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $78.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 105 MOSS DR, LANCASTER, KY 40444-8780 |
| Name | Verified Name |
|---|---|
| Address | 125 LAKEVIEW DR, LANCASTER, KY 40444-9337 |
| Investor | Possibly a Property Investor |
| Document Number | 0000187112 |
|---|---|
| Date | Aug 14, 2024 |
| Instrument | 187112 |
| Name | FIRST FSB FRANKFORT KY |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 31, 2025 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Aug 9, 2017 |
| Property Address | 110 MILES DR, LANCASTER, KY 40444-7634 |
| Document Number | 000289/857 |
| Book / Page | 289 / 857 |
| Instrument Date | Apr 11, 2017 |
| Instrument | 135561 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 304 ASH ST, SOMERSET, KY 42503-4133 |
| Name | Verified Name |
|---|---|
| Address | 125 LAKEVIEW DR, LANCASTER, KY 40444-9337 |
| Investor | Possibly a Property Investor |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Jan 12, 2015 |
| Property Address | 110 MILES DR, LANCASTER, KY 40444-7634 |
| Document Number | 00D277/572 |
| Book / Page | D277 / 572 |
| Map Reference | PL CAB 1 SL 120 |
| Instrument Date | Nov 7, 2014 |
| Instrument | 123859-0 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 DANVILLE ST, LANCASTER, KY 40444-1031 |
| Investor | Possibly a Property Investor |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | May 18, 2009 |
| Property Address | 110 MILES DR, LANCASTER, KY 40444-7634 |
| Document Number | 00000254/1 |
| Book / Page | 254 / 1 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Municipality | Lancaster City |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $60,000 (-) Land $20,000 Building $40,000 | $60,000 (-) Land $20,000 Building $40,000 | |
| 2025 | $669.00 (-0.45%) | $60,000 (-) Land $20,000 Building $40,000 | $60,000 (-) Land $20,000 Building $40,000 |
| 2024 | $672.00 (-2.61%) | $60,000 (-) Land $20,000 Building $40,000 | $60,000 (-) Land $20,000 Building $40,000 |
| 2023 | $690.00 (-0.86%) | $60,000 (-) Land $20,000 Building $40,000 | $60,000 (-) Land $20,000 Building $40,000 |
| 2022 | $696.00 | $60,000 Land $20,000 Building $40,000 | $60,000 Land $20,000 Building $40,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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