110 Main St, Festus, MO 63028 Property Records

Jefferson County property record for 110 Main St, Festus, MO 63028

Property Summary

Property Type	Other
Details	1 ba · 4,329 sqft · built 1920
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Company Names on File
Last Sale	$80,000 (May 2018)
Tax Bill	$3,615 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Sep 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`193.006.04036003`

Property Details

APN / Parcel Number

Primary APN	`193.006.04036003`

Interior

Full Baths	1 Bath
Building Area	4,329 sqft Gross Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	120 ft deep x 44 ft wide

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	110 MAIN ST
City	FESTUS
State	MO
Zip	63028-1973
Property Category	Other
Property Type	Other > Miscellaneous
Local Zoning Code	CT1
Legal Description	ADAMS PT LOT 2 BLOCK A BLOCK 12
Legal Subdivision	ADAMS
Legal Block	A,12
Legal Lot Number	2
Jurisdiction	JEFFERSON MO
Township / Civil Division	RIVER VIEW
Census Block Group	2
Census Block	2004
Census Tract	700900

Owner

110 Main St is owned by a company that bought it in May 2018.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Company Names on File
Mailing Address	13660 LAGUNA PALMA RD, DE SOTO, MO 63020-5322
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2022	Deed of Trust, Mortgage · Line of Credit BANK STAR
Sep 2, 2020	Deed of Trust, Mortgage · Line of Credit ENTERPRISE BANK & TRUST
May 16, 2018	Warranty Deed, Transfer · Commercial Mortgage FIRST STATE COMMUNITY BANK
Mar 13, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2018 · Amount on File
Deed Sale	May 16, 2018 · Amount on File
Prior Sale	Aug 25, 2016
Deed Document Number	201814501
Prior Transfer Date	Sep 9, 2016
Prior Transfer Doc	0000029534
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	110 MAIN ST, FESTUS, MO 63028-1973
Transaction Type	Mortgage
Record Updated	Feb 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13660 LAGUNA PALMA RD, DE SOTO, MO 63020

Mortgage

Document Number	0000004564
Date	Feb 9, 2022
Instrument	2022R-004564

Lender

Name	BANK STAR
Type	Bank
Address	PACIFIC, MO 63069

Agreement

Type	Line of Credit
Amount	Amount on Record

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	110 MAIN ST, FESTUS, MO 63028-1973
Transaction Type	Mortgage
Record Updated	Nov 1, 2022
Title Company	HTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032418
Date	Sep 2, 2020
Instrument	2020R-032418

Lender

Name	ENTERPRISE BANK & TRUST
Type	Bank
Address	ARNOLD, MO 63010

Agreement

Type	Line of Credit
Amount	Amount on Record

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	May 16, 2018
Property Address	110 MAIN ST, FESTUS, MO 63028-1973
Document Number	0000014501
Map Reference	MB02 PG14B
Instrument Date	May 11, 2018
Instrument	2018R-014501
Transaction Type	Transfer
Record Updated	Nov 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1010 ORRVILLE WOOD LN, 1010, WILDWOOD, MO 63005-4208

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 100, BARNHART, MO 63012-0100

Mortgage

Document Number	0000014502
Date	May 16, 2018
Instrument	2018R-014502

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Mar 13, 2017
Property Address	110 MAIN ST, FESTUS, MO 63028-1973
Document Number	0000007434
Instrument Date	Mar 2, 2017
Instrument	7434
Transaction Type	Transfer
Record Updated	Mar 16, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1010 ORRVILLE WOOD LN CHESTERFIELD MO 630054208, CHESTERFIELD, MO 63005-4208

Tax Assessment & Valuation

The 2025 property tax bill for 110 Main St was $3,615, up 4.9% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$63,100 (-) Land $7,700 Building $55,400	$197,200 (-) Land $24,000 Building $173,200
2025	$3,615.00 (+4.9%)	$63,100 Land $7,700 Building $55,400	$197,200 (-) Land $24,000 Building $173,200
2024	$3,446.00 (+0.47%)		$197,200 (+8.17%) Land $24,000 Building $173,200
2023	$3,430.00 (+0.06%)	$58,400 (-) Land $7,700 Building $50,700	$182,300 Land $24,000 Building $158,300
2022	$3,428.00	$58,400 Land $7,700 Building $50,700
2021			$182,300 Land $24,000 Building $158,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 110 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	113 (1979–2018)
Claims Outside the SFHA	29 of 113
Most Recent Claim	Sep 2018 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2009 · 9 claims Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 18 claims Severe Storms & Flooding, Sep 1993 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 110 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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