110 Ludlam St, Lowell, MA 01850 Property Records

Middlesex County and Lowell City property record for 110 Ludlam St, Lowell, MA 01850 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,220 sqft · built 1940
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Dec 2008)
Tax Bill	$4,011 (2025)
Deeds & Mortgages	Nov 2019 Refinance Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S16650`

Property Details

APN / Parcel Number

Primary APN	`S16650`
Alternative APNs	`LOWE M:173 B:3735 L:110` `M:000173 T:S16650`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,220 sqft Living Area
Gross Area	2,335 sqft
1st Floor Area	699 sqft
Basement Area	699 sqft
Unfinished Basement	699 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,485 sqft (0.08 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	S16650
Street Address	110 LUDLAM ST
City	LOWELL
State	MA
Zip	01850-1227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	3735
Legal Lot Number	110
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1006
Census Tract	310300

Owner

Source: Middlesex County and Lowell City records · APN S16650

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	110 LUDLAM ST, LOWELL, MA 01850-1227
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance WASHINGTON SAVINGS BANK
Jan 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 01, 2008 · Amount on Record
Deed Sale	Dec 01, 2008 · Amount on Record
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	110 LUDLAM ST, LOWELL, MA 01850-1227
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	33592-222
Date	Nov 25, 2019
Book Page	33592/222
Instrument	52613

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2049

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	110 LUDLAM ST, LOWELL, MA 01850-1227
Document Number	32805-250
Instrument Date	Jan 23, 2019
Transaction Type	Mortgage
Record Updated	Mar 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 LUDLAM ST LOWELL MA 018501227, LOWELL, MA 01850-1227

Mortgage

Document Number	32805-250
Date	Mar 05, 2019
Book Page	032805/000250
Instrument	8027

Lender

Name	MISCELLANEOUS GOVT AGCY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Lowell City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,011.00 (+0.38%)	$349,400 (+4.14%) Land $122,200 Building $227,200	$347,320 (+4.88%)
2024	$3,996.00 (+6.36%)	$335,500 (+10.91%) Land $121,400 Building $214,100	$331,170
2023	$3,757.00	$302,500 Land $105,600 Building $196,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 484 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Verizon	Fiber	980 / 880

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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