110 Lotus St, Oceanside, CA 92054 Property Records

San Diego County property record for 110 Lotus St, Oceanside, CA 92054

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,186 sqft · built 1949
Lot Size	0.168 acres (7,307 sqft)
Owner	2 Individual Names on Record
Last Sale	$468,000 (May 2016)
Tax Bill	$6,243 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`146-121-59-00`

Property Details

APN / Parcel Number

Primary APN	`146-121-59-00`
Alternative APN	`1461215700`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,186 sqft Living Area

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Lot Area	7,307 sqft (0.168 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	1461215700
Street Address	110 LOTUS ST
City	OCEANSIDE
State	CA
Zip	92054-3730
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B
Legal Description	PAR 1 TR PM09391
Legal Subdivision	CITY OF OCEANSIDE
Legal Tract	9391
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1007
Census Tract	18510

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	110 LOTUS ST, OCEANSIDE, CA 92054-3730
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage · Line of Credit WFT NATIONAL TITLE, WFG NATIONAL TITLE
Mar 30, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jun 25, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2016 · Amount on Record
Deed Sale	May 31, 2016 · Amount on Record
Prior Sale	Sep 30, 2004 · Amount on Record
Deed Document Number	2016265863
Last Transfer Date	Aug 19, 2024
Transfer Doc	0000228363
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 28, 2026
Property Address	110 LOTUS ST, OCEANSIDE, CA 92054-3730
Document Number	0000119003
Instrument Date	Apr 16, 2026
Instrument	2026119003
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	110 LOTUS ST, OCEANSIDE, CA 92054-3730

Mortgage

Document Number	0000119003,
Date	Apr 28, 2026
Instrument	2026119003

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 15, 2056

Interest

Rate	6.22%
Max Rate	-1%

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 30, 2022
Property Address	110 LOTUS ST, OCEANSIDE, CA 92054-3730
Document Number	0000142018
Map Reference	DOC 79-487614
Instrument Date	Mar 25, 2022
Instrument	2022-0142018
Transaction Type	Transfer
Record Updated	Apr 6, 2022
Title Company	WESTERN RESOURCES TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	110 LOTUS ST, OCEANSIDE, CA 92054-3730

Mortgage

Document Number	0000142019
Date	Mar 30, 2022
Instrument	2022-0142019

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	110 LOTUS ST, OCEANSIDE, CA 92054-3730
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CALIFORNIA TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000249313
Date	Jun 25, 2019
Instrument	2019-0249313

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 15, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$565,090 (+4.04%) Land $434,687 Building $130,403
2025	$6,243.00 (+5.19%)	$543,149 (+2%) Land $417,808 Building $125,341
2023	$5,935.00 (+2.9%)	$532,500 Land $409,616 Building $122,884
2022	$5,768.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 53 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	8 (1978–2017)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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