Monroe County property record for 110 Long Key Rd, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 3,099 sqft · built 2006 |
| Lot Size | 0.149 acres (6,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,041,000 (Nov 2021) |
| Tax Bill | $6,663 (2024) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00534040-000000 |
| Primary APN | 00534040-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,099 sqft Living Area |
| 1st Floor Area | 3,099 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,500 sqft (0.149 acres) |
| Lot Dimensions | 100 ft deep x 65 ft wide |
| View / Lot | Canal |
| Garage Type | Covered |
| Garage Area | 957 sqft |
| Porch | Florida Room |
|---|---|
| Porch Area | 1,100 sqft |
| Deck Area | 143 sqft |
| Patio Area | 175 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1657549 |
|---|---|
| Street Address | 110 LONG KEY RD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-3036 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | URM |
| Legal Description | BK 2 LT 22 LAKE SURPRISE ESTATES KEY LARGO PB4-162 OR456-933 OR795-1748 OR2960-1183 OR3021-2271 OR3137-1099 |
| Legal Range | 40E |
| Legal Township | 60S |
| Legal Section | 31 |
| Legal Subdivision | LAKE SURPRISE ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 22 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 972700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of January 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 110 LONG KEY RD, KEY LARGO, FL 33037-3036 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 12, 2021 | Warranty Deed, Transfer · Conventional Mortgage FEMBI MORTGAGE |
| May 12, 2020 | Quit Claim Deed, Transfer LOANDEPOT.COM LLC |
| Apr 23, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 12, 2021 · Amount on Record |
| Deed Sale | Nov 12, 2021 · Amount on Record |
| Prior Sale | Apr 23, 2019 · Amount on Record |
| Deed Document Number | 20212348511 |
| Deed Book / Page | 3137 / 1099 |
| Prior Transfer Date | Apr 9, 2020 |
| Prior Transfer Doc | 0030212271 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Nov 12, 2021 |
| Property Address | 110 LONG KEY RD, KEY LARGO, FL 33037-3036 |
| Document Number | 0031371099 |
| Book / Page | 3137 / 1099 |
| Map Reference | MB 4 PG 162 |
| Instrument Date | Nov 10, 2021 |
| Instrument | 2348511 |
| Transaction Type | Transfer |
| Record Updated | Dec 3, 2021 |
| Title Company | TITLE OF FLORIDA, TITLE CHAMPS OF FLORIDA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,287.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 667 CARLIN RD, 667, SATSUMA, FL 32189-2241 |
| Name | Verified Name |
|---|---|
| Address | 110 LONG KEY RD, KEY LARGO, FL 33037-3036 |
| Document Number | 31371102 |
|---|---|
| Date | Nov 12, 2021 |
| Instrument | 3137/1102 |
| Name | FEMBI MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Number | 0031371315 |
|---|---|
| Date | Nov 15, 2021 |
| Book Page | 3137/1315 |
| Instrument | 2348557 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 10, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | May 12, 2020 |
| Property Address | 110 LONG KEY RD, KEY LARGO, FL 33037-3036 |
| Document Number | 0030212271 |
| Book / Page | 003021 / 002271 |
| Instrument Date | Apr 9, 2020 |
| Instrument | 2265729 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2020 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 110 LONG KEY RD KEY LARGO FL 330373036, KEY LARGO, FL 33037-3036 |
| Document Number | 30212275 |
|---|---|
| Date | May 12, 2020 |
| Book Page | 003021/002275 |
| Instrument | 2265730 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 11, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Apr 23, 2019 |
| Property Address | 110 LONG KEY RD, KEY LARGO, FL 33037-3036 |
| Document Number | 0029601183 |
| Book / Page | 002960 / 001183 |
| Instrument Date | Apr 23, 2019 |
| Instrument | 2216759 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 110 LONG KEY RD KEY LARGO FL 330373036, KEY LARGO, FL 33037-3036 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $804,615 (+5.99%) | $1,089,347 (+17.1%) Land $567,694 Building $521,653 | |
| 2024 | $6,663.00 (+3.49%) | ||
| 2023 | $6,438.00 (+6.17%) Homeowner's exemption | $759,165 (+3%) | $930,252 (+3.77%) Land $412,994 Building $517,258 |
| 2022 | $6,064.00 Homeowner's exemption | $737,054 | $896,457 Land $372,938 Building $523,519 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 433 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 660 units insured incl. 227 condo units |
| Nearby Flood Claims | 80 (1999–2024) |
| Claims Outside the SFHA | 1 of 80 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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