110 Locke Rd, Rye, NH 03870 Property Records

Rockingham County and Rye Town property record for 110 Locke Rd, Rye, NH 03870

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,026 sqft · built 2006
Lot Size	1.21 acres (52,708 sqft)
Owner	Company Name on Record
Last Sale	$2,150,000 (Sep 2023)
Tax Bill	$8,457 (2025)
Deeds & Mortgages	Sep 2023 Sale May 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`RYEE M:008 B:038`

Property Details

APN / Parcel Number

Primary APN	`RYEE M:008 B:038`
Alternative APN	`1140`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,026 sqft Living Area
Gross Area	6,824 sqft
1st Floor Area	1,224 sqft
Attic	Attic
Attic Area	1,200 sqft
Basement Area	1,224 sqft
Unfinished Basement	624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2012
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	52,708 sqft (1.21 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1140
Street Address	110 LOCKE RD
City	RYE
State	NH
Zip	03870-2419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRES
Legal Block	38
Jurisdiction	RYE TOWN NH
Township / Civil Division	RYE
Census Block Group	1
Census Block	1018
Census Tract	71001

Owner

Source: Rockingham County and Rye Town records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	110 LOCKE RD, RYE, NH 03870-2419
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2023	Warranty Deed, Transfer
May 5, 2020	Deed of Trust, Mortgage EMBRACE HM LOANS
Feb 20, 2020	Deed of Trust, Mortgage · Line of Credit NEWBURYPORT FIVE CENTS SVGS BK
Dec 23, 2019	Deed of Trust, Mortgage NEWBURYPORT FIVE CENTS SVGS BK
Jan 14, 2017	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2023 · Amount on Record
Deed Sale	Sep 6, 2023 · Amount on Record
Prior Sale	Jun 19, 1998 · Amount on Record
Deed Document Number	202326701
Deed Book / Page	6505 / 500
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RYE TOWN NH
Recording Date	Sep 6, 2023
Property Address	110 LOCKE RD, RYE, NH 03870-2419
Document Number	006505-500
Book / Page	6505 / 500
Instrument Date	Sep 6, 2023
Instrument	23026701
Transaction Type	Transfer
Record Updated	Sep 20, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 LOCKE RD, RYE, NH 03870-2419

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RYE TOWN NH
Property Address	110 LOCKE RD, RYE, NH 03870-2419
Document Number	0061120849
Instrument Date	May 5, 2020
Transaction Type	Mortgage
Record Updated	Jun 8, 2020
Title Company	GREAT OAK TITLE SERVICES LLC, GREAT OAK TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	110 LOCKE RD RYE NH 038702419, RYE, NH 03870-2419

Mortgage

Document Number	0061120849
Date	May 11, 2020
Book Page	006112/000849
Instrument	20745

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 10, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RYE TOWN NH
Property Address	110 LOCKE RD, RYE, NH 03870-2419
Document Number	0060870453
Instrument Date	Feb 20, 2020
Transaction Type	Mortgage
Record Updated	Mar 10, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	110 LOCKE RD RYE NH 038702419, RYE, NH 03870-2419

Mortgage

Document Number	0060870453
Date	Feb 25, 2020
Book Page	006087/000453
Instrument	8498

Lender

Name	NEWBURYPORT FIVE CENTS SVGS BK
Type	Federal Savings Bank
Address	NEWBURYPORT, MA 01950

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 24, 2040

Interest

Rate Type	Adjustable Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RYE TOWN NH
Property Address	110 LOCKE RD, RYE, NH 03870-2419
Document Number	0060711738
Instrument Date	Dec 23, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	110 LOCKE RD RYE NH 038702419, RYE, NH 03870-2419

Mortgage

Document Number	0060711738
Date	Dec 30, 2019
Book Page	006071/001738
Instrument	55961

Lender

Name	NEWBURYPORT FIVE CENTS SVGS BK
Type	Federal Savings Bank
Address	NEWBURYPORT, MA 01950

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 29, 2049

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RYE TOWN NH
Property Address	110 LOCKE RD, RYE, NH 03870-2419
Document Number	0057960987
Book / Page	005796 / 000987
Instrument Date	Jan 14, 2017
Transaction Type	Mortgage
Record Updated	Feb 10, 2017
Title Company	SOUTHWEST FINANCIAL, SOUTHWEST FIN'L SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	110 LOCKE RD RYE NH 038702419, RYE, NH 03870-2419

Mortgage

Document Number	0057960987
Date	Feb 6, 2017
Book Page	005796/000987
Instrument	5488

Lender

Name	US BK
Type	Bank
Address	OSHKOSH, WI 54902

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 5, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Rockingham County and Rye Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Rockingham County
County Subdivision	Rye Town
Elementary School District	Rye School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,457.00 (-3.35%)	$1,010,400 (-) Land $502,700 Building $507,700
2024	$8,750.00 (+7.84%)	$1,010,400 (-) Land $502,700 Building $507,700
2023	$8,114.00 (+15.96%)	$1,010,400 (+0.8%) Land $502,700 Building $507,700	$1,929,830
2022	$6,997.00	$1,002,400 Land $502,700 Building $499,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 111 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	120 units insured incl. 9 condo units
Nearby Flood Claims	35 (1991–2024)
Claims Outside the SFHA	2 of 35
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, Jan 2024 · 25 claims Severe Storm And Flooding, Mar 2018 · 3 claims Coastal Storm, Oct 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RYE WATER DIST serves 4,300 people · EPA ID NH2041010
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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