110 Lloyd St, Decorah, IA 52101 Property Records

Winneshiek County property record for 110 Lloyd St, Decorah, IA 52101

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,192 sqft · built 2022
Lot Size	0.171 acres (7,458 sqft)
Owner	2 Company Names on Record
Last Sale	$340,000 (Mar 2023)
Tax Bill	$1,700 (2026)
Deeds & Mortgages	Aug 2026 Transfer Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`111647701800`

Property Details

APN / Parcel Number

Primary APN	`111647701800`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,192 sqft Living Area
1st Floor Area	480 sqft
Basement Area	1,192 sqft
Finished Basement	1,192 sqft
Unfinished Basement	1,192 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	7,458 sqft (0.171 acres)
Lot Dimensions	113 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	234 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	110 LLOYD ST
City	DECORAH
State	IA
Zip	52101-1820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 3 & W 14' L 2 BLK 1 TOWNSLEYS ADDN
Legal Range	08W
Legal Township	98N
Legal Section	16
Legal Subdivision	TOWNSLEYS ADD
Legal Block	1
Jurisdiction	WINNESHIEK IA
Township / Civil Division	DECORAH
Census Block Group	2
Census Block	2000
Census Tract	950300

Owner

Source: Winneshiek County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	110 LLOYD ST, DECORAH, IA 52101-1820
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Dec 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage DECORAH BANK & TRUST CO
Mar 22, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2023 · Amount on Record
Deed Sale	Mar 22, 2023 · Amount on Record
Deed Document Number	2023716
Deed Book / Page	2023 / 716
Last Transfer Date	Aug 18, 2026
Transfer Doc	0000002029
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Aug 18, 2026
Property Address	110 LLOYD ST, DECORAH, IA 52101-1820
Document Number	0000002029
Book / Page	2026 / 2029
Instrument Date	Aug 18, 2026
Instrument	20262029
Transaction Type	Transfer
Record Updated	Sep 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	110 LLOYD ST, DECORAH, IA 52101-1820

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	110 LLOYD ST, DECORAH, IA 52101-1820
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/4623
Date	Dec 1, 2021
Book Page	2021/4623
Instrument	2021 4623

Lender

Name	DECORAH BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	312 Months
Due	Sep 1, 2047

Interest

Rate Type	Fixed Rate

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Mar 22, 2023
Property Address	110 LLOYD ST, DECORAH, IA 52101-1820
Document Number	002023/716
Book / Page	2023 / 716
Instrument Date	Mar 9, 2023
Instrument	2023 0716
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount Recorded
Tax	$543.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	110 LLOYD ST, DECORAH, IA 52101-1820

Tax Assessment & Valuation

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Municipality	Decorah City
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,700.00	$123,790 (-59.46%) Land $26,610 Building $97,180	$305,320 (-) Land $26,610 Building $278,710
2025	$1,700.00 (+37.32%) Homeowner's exemption	$305,320 (+240.42%) Land $26,610 Building $278,710	$305,320 (+12.57%) Land $26,610 Building $278,710
2024	$1,238.00 (-30.29%)
2023		$89,690 (+5.2%) Land $26,610 Building $63,080	$271,220 (+218.11%)
2022	$1,776.00	$85,260 Land $22,180 Building $63,080
2021			$85,260 Land $22,180 Building $63,080

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECORAH WATER DEPARTMENT serves 7,615 people · EPA ID IA9630012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	9 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Nextlink Fixed Wireless	100 / 20

May also be available: GigFire.

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