Osceola County property record for 110 Lena Ann Dr, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,333 sqft · built 2005 |
| Lot Size | 0.253 acres (11,064 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,192 (2025) |
| Deeds & Mortgages | May 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 133040 |
| Primary APN | 133040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,333 sqft Heated Area |
| Gross Area | 3,200 sqft |
| 1st Floor Area | 2,333 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,064 sqft (0.253 acres) |
| Lot Dimensions | 130 ft deep x 85 ft wide |
| Garage Type | Finished |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 427 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 133040 |
|---|---|
| Street Address | 110 LENA ANN DR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8247 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OPUD |
| Legal Description | EAST LAKE RESERVE AT NARCOOSSEE UNIT 4 PB 17 PGS 123-124 LOT 185 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 19 |
| Legal Subdivision | EAST LAKE RESERVE AT NARCOOSSEE UNIT 2 |
| Legal Tract | 3017 |
| Legal Block | 1 |
| Legal Lot Number | 185 |
| Legal Unit | 4P |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 43600 |
110 Lena Ann Dr is owned and occupied by two individuals who acquired it in August 2008.
Source: Osceola County records, as of December 11, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 110 LENA ANN DR, SAINT CLOUD, FL 34771-8247 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 2008 |
| Deed Sale | Aug 31, 2008 |
| Prior Sale | Jul 5, 2005 · Amount on File |
| Deed Document Number | 2006165402 |
| Deed Book / Page | 3199 / 2420 |
| Prior Transfer Date | Jun 27, 2006 |
| Prior Transfer Doc | 2006165402 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 31, 2018 |
| Property Address | 110 LENA ANN DR, SAINT CLOUD, FL 34771-8247 |
| Document Number | 0053412713 |
| Book / Page | 005341 / 002713 |
| Instrument Date | May 25, 2018 |
| Instrument | 84237 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 21, 2018 |
| Title Company | PGP TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $2,032.10 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3571 SOUTHERN CROSS LOOP KISSIMMEE FL 34744, KISSIMMEE, FL 34744 |
The 2025 property tax bill for 110 Lena Ann Dr was $3,192 with a homeowner's exemption.
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,192.00 Homeowner's exemption | $219,807 | $419,300 Land $75,000 Building $344,300 |
| 2023 | $2,957.00 (+4.52%) Homeowner's exemption | $207,392 (+3%) | $397,700 (+6.48%) Land $60,000 Building $337,700 |
| 2022 | $2,829.00 Homeowner's exemption | $201,352 | $373,500 Land $55,000 Building $318,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 110 Lena Ann Dr in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 278 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 278 in force |
| Nearby Flood Claims | 24 (1994–2022) |
| Claims Outside the SFHA | 2 of 24 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 110 Lena Ann Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, CenturyLink.
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