110 Laura Ct, Chittenango, NY 13037 Property Records

Madison County and Sullivan Town property record for 110 Laura Ct, Chittenango, NY 13037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,580 sqft · built 2004
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Tax Bill	$6,303 (2026)
Deeds & Mortgages	Sep 2025 Line of Credit Jan 2023 Refinance + 2 more
APN	`254801 49.32-1-48`

Property Details

APN / Parcel Number

Primary APN	`254801 49.32-1-48`
Alternative APNs	`480104903200010480000000` `6058`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,580 sqft Living Area
1st Floor Area	1,580 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	125 ft deep x 70 ft wide
Porch	Slab
Porch Area	324 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	6058.
Street Address	110 LAURA CT
City	CHITTENANGO
State	NY
Zip	13037-1509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	48.000
Jurisdiction	MADISON NY
Township / Civil Division	SULLIVAN
Census Block Group	3
Census Block	3007
Census Tract	30401

Owner

110 Laura Ct is owned and occupied by an individual.

Source: Madison County and Sullivan Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	110 LAURA CT, CHITTENANGO, NY 13037-1509
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2025	Deed of Trust, Mortgage · Line of Credit EMPOWER FCU
Jan 31, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance EMPOWER FCU
May 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance EMPOWER FCU
Jan 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage EMPOWER FCU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NY
Property Address	110 LAURA CT, CHITTENANGO, NY 13037-1509
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000690
Date	Sep 22, 2025
Instrument	2025-4690

Lender

Name	EMPOWER FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NY
Property Address	110 LAURA CT, CHITTENANGO, NY 13037-1509
Transaction Type	Mortgage
Record Updated	Feb 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000056
Date	Jan 31, 2023
Instrument	2023-456

Lender

Name	EMPOWER FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2038

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NY
Property Address	110 LAURA CT, CHITTENANGO, NY 13037-1509
Transaction Type	Mortgage
Record Updated	May 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	327
Date	May 4, 2021
Instrument	2021-3327

Lender

Name	EMPOWER FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2036

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NY
Property Address	110 LAURA CT, CHITTENANGO, NY 13037-1509
Document Number	0000000570
Instrument Date	Jan 24, 2018
Transaction Type	Mortgage
Record Updated	Feb 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 LAURA CT CHITTENANGO NY 130371509, CHITTENANGO, NY 13037-1509

Mortgage

Document Number	0000000570
Date	Feb 1, 2018
Instrument	570

Lender

Name	EMPOWER FCU
Address	SYRACUSE, NY 13212

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 31, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 110 Laura Ct was $6,303 with a homeowner's exemption, up 119.3% from the year before.

Source: Madison County and Sullivan Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Madison County
County Subdivision	Sullivan Town
Municipality	Chittenango Village
Unified School District	Chittenango Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,303.00 (+119.31%) Homeowner's exemption
2025	$2,874.00	$128,400 Land $11,000 Building $117,400	$215,798 Land $18,487 Building $197,311
2023		$128,400 Land $11,000 Building $117,400	$186,087 Land $15,942 Building $170,145

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 110 Laura Ct; there have been 2 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	2 (1993–2017)
Most Recent Claim	Jul 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 110 Laura Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCWA public/private · serves 350,000 people · EPA ID NY3304336
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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