McLean County property record for 110 Lake St, Bloomington, IL 61701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,480 sqft · built 1925 |
| Lot Size | 0.114 acres (4,956 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $207,500 (Feb 2026) |
| Tax Bill | $2,743 (2024) |
| Deeds & Mortgages | Jun 2020 Mortgage Oct 2005 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-09-153-004 |
| Primary APN | 21-09-153-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,480 sqft Living Area |
| Gross Area | 2,139 sqft |
| 1st Floor Area | 1,030 sqft |
| Basement Area | 280 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 4,956 sqft (0.114 acres) |
| Lot Dimensions | 97 ft deep x 50 ft wide |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 379 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Greenhouse | Greenhouse |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 110 LAKE ST |
|---|---|
| City | BLOOMINGTON |
| State | IL |
| Zip | 61701-6508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1C |
| Legal Description | VANSCHOICKS 2ND SUB PT 8 & 9-23-2E LOT 4 BLK 1 |
| Legal Range | 02E |
| Legal Township | 23N |
| Legal Section | 09 |
| Legal Subdivision | VANSCHOICKS 2ND SUB |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | BLOOMINGTON CITY |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 5900 |
110 Lake St is owned and occupied by two individuals who bought it in February 2026.
Source: McLean County records, as of April 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 110 LAKE ST, BLOOMINGTON, IL 61701-6508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLANAGAN STATE BANK |
| Oct 10, 2005 | Deed of Trust, Mortgage PONTIAC NATIONAL BANK |
| Feb 3, 2026 | Warranty Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC |
| Apr 25, 2005 | Affidavit of Death of Joint Tenant, Transfer PONTIAC NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 3, 2026 · Amount on File |
| Deed Sale | Feb 3, 2026 · Amount on File |
| Prior Sale | Mar 19, 2007 · Amount on File |
| Deed Document Number | 20261393 |
| Prior Transfer Date | Mar 30, 2005 |
| Prior Transfer Doc | 0000013116 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 110 LAKE ST, BLOOMINGTON, IL 61701-6508 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 202000010257 |
|---|---|
| Date | Jun 9, 2020 |
| Instrument | 2020-00010257 |
| Name | FLANAGAN STATE BANK |
|---|---|
| Type | Bank |
| Address | LE ROY, IL 61752 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 110 LAKE ST, BLOOMINGTON, IL 61701-6508 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 200500030724 |
|---|---|
| Date | Oct 10, 2005 |
| Instrument | 2005-00030724 |
| Name | PONTIAC NATIONAL BANK |
|---|---|
| Address | BLOOMINGTON, IL 61701 |
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Feb 3, 2026 |
| Property Address | 110 LAKE ST, BLOOMINGTON, IL 61701-6508 |
| Document Number | 202600001393 |
| Map Reference | MB 2 PG 556 |
| Instrument Date | Dec 30, 2025 |
| Instrument | 2026-00001393 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $207.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 110 LAKE ST, BLOOMINGTON, IL 61701-6508 |
| Document Number | 202600001394 |
|---|---|
| Date | Feb 3, 2026 |
| Instrument | 2026-00001394 |
| Name | FIRST STATE MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Apr 25, 2005 |
| Property Address | 110 LAKE ST, BLOOMINGTON, IL 61701-6508 |
| Document Number | 200500011269 |
| Map Reference | MB2 PG556 |
| Instrument Date | Mar 31, 2005 |
| Instrument | 2005-00011269 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9335 OLD PEORIA RD, BLOOMINGTON, IL 61705-5011 |
| Document Number | 200500011270 |
|---|---|
| Date | Apr 25, 2005 |
| Instrument | 2005-00011270 |
| Name | PONTIAC NATIONAL BANK |
|---|---|
| Address | BLOOMINGTON, IL 61701 |
| Amount | Amount on Record |
|---|---|
| Term | 9 Months |
| Due | Dec 31, 2005 |
| Rate | 6.5% |
|---|
Source: McLean County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Bloomington City |
| County | McLean County |
| County Subdivision | Bloomington City Township |
| Unified School District | Bloomington School District 87 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $43,172 (+8.36%) Land $9,119 Building $34,053 | $129,516 (+8.36%) Land $27,357 Building $102,159 | |
| 2024 | $2,743.00 (+6.9%) | $39,842 (+8.54%) Land $8,415 Building $31,427 | $119,526 (+8.54%) Land $25,245 Building $94,281 |
| 2023 | $2,566.00 | $36,708 Land $7,753 Building $28,955 | $110,124 Land $23,259 Building $86,865 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 110 Lake St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Dec 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 110 Lake St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLOOMINGTON serves 79,000 people · EPA ID IL1130200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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