110 Knob Hill Ln, Seven Devils (Banner Elk), NC 28604 Property Records

Watauga County property record for 110 Knob Hill Ln, Seven Devils, NC 28604

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,781 sqft · built 1972
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on Record
Last Sale	$263,000 (Jun 2018)
Tax Bill	$1,761 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1878-38-6208-000`

Property Details

APN / Parcel Number

Primary APN	`1878-38-6208-000`
Alternative APN	`1782295`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	18 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,781 sqft Living Area
1st Floor Area	1,040 sqft
Basement Area	958 sqft
Finished Basement	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Contemporary
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Footing
Roof Material	Wood Shingle
Lot Area	47,916 sqft (1.1 acres)
Patio Area	506 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1782295
Street Address	110 KNOB HILL LN
City	SEVEN DEVILS
State	NC
Zip	28604-8435
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P014/290
Jurisdiction	WATAUGA NC
Township / Civil Division	WATAUGA
Census Block Group	2
Census Block	2061
Census Tract	920900

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	230 LEONARD RD, LOUISBURG, NC 27549-8413
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Jun 15, 2018	Warranty Deed, Transfer · Conventional with PMI USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2018 · Amount on Record
Deed Sale	Jun 15, 2018 · Amount on Record
Deed Document Number	2018669553
Deed Book / Page	1977 / 492
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	110 KNOB HILL LN, SEVEN DEVILS, NC 28604-8435
Document Number	0020640028
Instrument Date	Nov 29, 2019
Transaction Type	Mortgage
Record Updated	Dec 19, 2019
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 KNOB HILL LN SEVEN DEVILS NC 286048435, SEVEN DEVILS, NC 28604-8435

Mortgage

Document Number	0020640028
Date	Dec 6, 2019
Book Page	002064/000028
Instrument	685284

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 5, 2034

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Jun 15, 2018
Property Address	110 KNOB HILL LN, SEVEN DEVILS, NC 28604-8435
Document Number	0019770492
Book / Page	001977 / 000492
Instrument Date	Jun 8, 2018
Instrument	669553
Transaction Type	Transfer
Record Updated	Jul 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$526.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	230 LEONARD RD LOUISBURG NC 275498413, LOUISBURG, NC 27549-8413

Mortgage

Document Number	19770496
Date	Jun 15, 2018
Book Page	001977/000496
Instrument	669554

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2048

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Municipality	Seven Devils Town
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$517,700 (-) Land $36,800 Building $480,900
2025	$1,761.00	$517,700 (-) Land $36,800 Building $480,900
2024			$517,700 Land $36,800 Building $480,900
2023		$517,700 Land $36,800 Building $480,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	26 units insured incl. 15 condo units
Nearby Flood Claims	30 (1994–2024)
Claims Outside the SFHA	8 of 30
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims Hurricane Ivan, Sep 2004 · 6 claims Tropical Storm Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SEVEN DEVILS serves 400 people · EPA ID NC0195118
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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