110 Jacob St, Wolf Lake, IL 62998 Property Records

Union County property record for 110 Jacob St, Wolf Lake, IL 62998

Property Summary

Property Type	Single Family Home
Lot Size	0.276 acres (12,055 sqft)
Owner	2 Individual Names on File
Last Sale	$135,000 (Jun 2023)
Tax Bill	$4,470 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Jun 2023 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`14-00-11-421-D`

Property Details

APN / Parcel Number

Primary APN	`14-00-11-421-D`
Alternative APN	`07-04-253-003`

Exterior

Lot Area	12,055 sqft (0.276 acres)

Location & Zoning

Street Address	110 JACOB ST
City	WOLF LAKE
State	IL
Zip	62998
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T 11 T 3 W LOT 5 BLK D RENDLEMAN'S SUB DIV WOLF LAKE.
Legal Subdivision	RENDLEMAN'S SUB DIV
Legal Block	D
Legal Lot Number	5
Jurisdiction	UNION IL
Township / Civil Division	UNION
Census Block Group	2
Census Block	2055
Census Tract	950200

Owner

110 Jacob St is owned and occupied by two individuals who bought it in June 2023.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	110 JACOB ST, WOLF LAKE, IL 62998
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jun 30, 2023	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2023 · Amount on File
Deed Sale	Jun 30, 2023 · Amount on File
Deed Document Number	20231750
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION IL
Property Address	110 JACOB ST, WOLF LAKE, IL 62998
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02026R0453
Date	Mar 27, 2026
Instrument	2026R0453

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28232

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION IL
Recording Date	Jun 30, 2023
Property Address	110 JACOB ST, WOLF LAKE, IL 62998
Document Number	02023R1750
Map Reference	MB 5 PG 159
Instrument Date	Jun 30, 2023
Instrument	2023R1750
Transaction Type	Transfer
Record Updated	Aug 3, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	110 JACOB ST, WOLF LAKE, IL 62998

Mortgage

Document Number	02023R1751
Date	Jun 30, 2023
Instrument	2023R1751

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.62%

Tax Assessment & Valuation

The 2025 property tax bill for 110 Jacob St was $4,470 with a homeowner's exemption, up 14% from the year before.

Source: Union County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Union County
Unified School District	Shawnee Community Unit School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,470.00 (+14%) Homeowner's exemption	$63,640 (+6.55%) Land $3,600 Building $60,040	$190,920 (+6.55%) Land $10,800 Building $180,120
2024	$3,921.00	$59,730 Land $3,380 Building $56,350	$179,190 Land $10,140 Building $169,050
2022	$2,960.00 Homeowner's exemption Senior Citizen's exemption	$51,218 Land $2,901 Building $48,317	$153,654 Land $8,703 Building $144,951

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 110 Jacob St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 2, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 42 policies
Nearby Flood Policies	42 in force
Nearby Flood Claims	58 (1983–2020)
Claims Outside the SFHA	1 of 58
Most Recent Claim	Jan 2020 · other causes
Claims by Event	Severe Storms And Flooding, Jul 2019 · 2 claims Severe Storms & Flooding, Sep 1993 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 110 Jacob St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHAWNEE VALLEY PWD serves 738 people · EPA ID IL1815550
Water Source	Purchased groundwater from ANNA-JONESBORO WATER COMMISSION
Last State Inspection	Jun 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

May also be available: Verizon, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Jacob St

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