Kenton County property record for 110 Horizon Cir, Covington, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,040 sqft · built 1981 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on File |
| Last Sale | $115,000 (Feb 2005) |
| Tax Bill | $1,702 (2025) |
| Deeds & Mortgages | Dec 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-30-00-367.00 |
| Primary APN | 045-30-00-367.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,040 sqft Finished Area |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 110 HORIZON CIR |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41017-9767 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKEWOOD HILLS PHASE B PT 2B LOT 413 |
| Legal Subdivision | LAKEWOOD HILLS |
| Legal Phase | 2B |
| Legal Lot Number | 413 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 66801 |
110 Horizon Cir is owned by an individual who bought it in February 2005.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1199 GRAYS PEAK, COVINGTON, KY 41011-1118 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 25, 2005 · Amount on File |
| Deed Sale | Feb 25, 2005 · Amount on File |
| Deed Document Number | 200502 25 059 00225 |
| Deed Book / Page | 1547 / 152 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 110 HORIZON CIR, COVINGTON, KY 41017-9767 |
| Document Number | 0000000199 |
| Book / Page | 004057 / 000270 |
| Instrument Date | Dec 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1185 GRAYS PEAK COVINGTON KY 410111117, COVINGTON, KY 41011-1117 |
| Document Number | 0000000199 |
|---|---|
| Date | Jan 18, 2018 |
| Book Page | 004057/000270 |
| Instrument | 199 |
| Name | FIRST FIN'L BK&TR |
|---|---|
| Type | Funding / Finance Company |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 17, 2028 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 110 Horizon Cir was $1,702.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $193,300 (+12.51%) Land $20,000 Building $173,300 | $193,300 (+12.51%) Land $20,000 Building $173,300 | |
| 2025 | $1,702.00 | $171,800 Land $10,000 Building $161,800 | $171,800 Land $10,000 Building $161,800 |
| 2023 | $1,831.00 | $171,800 Land $10,000 Building $161,800 | $171,800 Land $10,000 Building $161,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 110 Horizon Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 110 Horizon Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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