110 Highlander Rd, Stephens City, VA 22655 Property Records

Frederick County property record for 110 Highlander Rd, Stephens City, VA 22655

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,152 sqft · built 1975
Lot Size0.28 acres (12,060 sqft)
OwnerIndividual Name on File
Last Sale$135,000 (Sep 2012)
Tax Bill$1,493 (2026)
Deeds & MortgagesAug 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN85B1-5

Property Details

APN / Parcel Number

Primary APN85B1-5
Alternative APN
  • 8024998

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,152 sqft Living Area
Gross Area2,485 sqft
1st Floor Area1,152 sqft
Basement Area1,152 sqft
Finished Basement1,152 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 2007
Exterior MaterialBrick
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area12,060 sqft (0.28 acres)
TerrainRolling
Patio Area81 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number8024998
Street Address110 HIGHLANDER RD
CitySTEPHENS CITY
StateVA
Zip22655-2914
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRP
Legal DescriptionTHE MEADOWS L5
Legal SubdivisionTHE MEADOWS
Legal Lot Number5
JurisdictionFREDERICK VA
Township / Civil DivisionOPEQUON
Census Block Group3
Census Block3002
Census Tract50801

Owner

110 Highlander Rd is owned and occupied by an individual who bought it in September 2012.

Source: Frederick County records, as of August 18, 2026

Owner of RecordIndividual Name on File
Mailing Address110 HIGHLANDER RD, STEPHENS CITY, VA 22655-2914
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 28, 2012 · Amount on File
Deed SaleSep 28, 2012 · Amount on File
Deed Book / Page1200 / 10516
Record UpdatedSep 20, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Property Address110 HIGHLANDER RD, STEPHENS CITY, VA 22655-2914
Document Number0000008283
Instrument DateAug 8, 2019
Transaction TypeMortgage
Record UpdatedSep 6, 2019
Title CompanyNAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address110 HIGHLANDER RD STEPHENS CITY VA 226552914, STEPHENS CITY, VA 22655-2914

Mortgage

Document Number0000008283
DateAug 15, 2019
Instrument8283
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 14, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 110 Highlander Rd was $1,493, up 10.4% from the year before.

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,493.00 (+10.43%)$281,620 Land $93,000 Building $188,620$281,620 Land $93,000 Building $188,620
2025$1,352.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 110 Highlander Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 110 Highlander Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WINCHESTER
serves 28,248 people · EPA ID VA2840500
Water SourceSurface water
Last State InspectionApr 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30

May also be available: T-Mobile.

Nearby Properties on Highlander Rd

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