110 Hickory Ridge Dr, Locust, NC 28097 Property Records

Stanly County property record for 110 Hickory Ridge Dr, Locust, NC 28097

Property Summary

Property TypeSingle Family Home
Lot Size0.37 acres (16,117 sqft)
OwnerIndividual Name on Record
Last Sale$426,000 (Oct 2023)
Tax Bill$3,895 (2026)
Deeds & MortgagesOct 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN557402882751

Property Details

APN / Parcel Number

Primary APN557402882751
Alternative APNs
  • 1545243
  • 1532140
  • 141180

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,144 sqft Finished Area

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialAluminum/Vinyl
Lot Area16,117 sqft (0.37 acres)
Garage TypeAttached
Garage Area440 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1545243
Street Address110 HICKORY RIDGE DR
CityLOCUST
StateNC
Zip28097-0166
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHSE 110 HICKORY RIDGE DR LOT 8 557402242
Legal SubdivisionRECORD PLAT46
Legal Lot Number8
JurisdictionSTANLY NC
Township / Civil DivisionFURR
Census Block Group2
Census Block2006
Census Tract930802

Owner

Source: Stanly County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address110 HICKORY RIDGE DR, LOCUST, NC 28097-0166
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 25, 2023 · Amount on Record
Deed SaleOct 25, 2023 · Amount on Record
Deed Document Number2023462860
Deed Book / Page1836 / 416
Record UpdatedOct 29, 2026

October 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionSTANLY NC
Recording DateOct 25, 2023
Property Address110 HICKORY RIDGE DR, LOCUST, NC 28097-0166
Document Number0000462860
Book / Page1836 / 416
Map ReferenceMB 29 PG 267&268
Instrument DateOct 23, 2023
Instrument462860
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 31, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$852.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8025 ARROWRIDGE BLVD, CHARLOTTE, NC 28273-5604

Transferred To (Grantee/Buyer)

NameVerified Name
Address110 HICKORY RIDGE DR, LOCUST, NC 28097-0166

Mortgage

Document Number0000462861
DateOct 25, 2023
Instrument462861
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2053

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyStanly County
MunicipalityLocust City
Unified School DistrictStanly County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,895.00 (+550.25%)$423,384 (+669.79%) Land $65,000 Building $358,384$423,384 (+669.79%) Land $65,000 Building $358,384
2023$599.00$55,000 Land $55,000$55,000 Land $55,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTANLY CO-WEST STANLY DIST
serves 9,939 people · EPA ID NC0184035
Water SourcePurchased surface water from CITY OF ALBEMARLE
Last State InspectionApr 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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