110 Heritage Dr, Strunk, KY 42649 Property Records

McCreary County property record for 110 Heritage Dr, Strunk, KY 42649

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,346 sqft · built 2002
Lot Size	0.839 acres (36,590 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Oct 2020)
Tax Bill	$1,728 (2025)
Deeds & Mortgages	May 2018 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`125-00-00-034.16`

Property Details

APN / Parcel Number

Primary APN	`125-00-00-034.16`
Alternative APN	`18250`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	1,346 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 2002
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	36,590 sqft (0.839 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	8 sqft
Deck Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Water Source	Commercial

Location & Zoning

Street Address	110 HERITAGE DR
City	STRUNK
State	KY
Zip	42649-7323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 & HSE & GAR
Legal Lot Number	11
Jurisdiction	MCCREARY KY
Township / Civil Division	PINE KNOT
Census Block Group	2
Census Block	2027
Census Tract	960402

Owner

Source: McCreary County records, as of January 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 214, STRUNK, KY 42649-0214
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2018	Deed of Trust, Mortgage · ARM L&N FCU
Sep 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Oct 6, 2020	Deed, Transfer · Conventional Mortgage CITIZENS NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2020 · Amount on Record
Deed Sale	Oct 6, 2020 · Amount on Record
Prior Sale	May 19, 2016
Deed Document Number	131957
Deed Book / Page	D223 / 550
Record Updated	Jun 8, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCCREARY KY
Property Address	110 HERITAGE DR, STRUNK, KY 42649-7323
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M215/001
Date	May 17, 2018
Book Page	M215/001
Instrument	125180

Lender

Name	L&N FCU
Type	Credit Union
Address	LOUISVILLE, KY 40229

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2033
Min Rate At Change	3%
Max Rate At Change	10.3%
Max Rate	10.3%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCCREARY KY
Property Address	110 HERITAGE DR, STRUNK, KY 42649-7323
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M221/256
Date	Sep 13, 2019
Book Page	M221/256
Instrument	128800

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MCCREARY KY
Recording Date	Oct 6, 2020
Property Address	110 HERITAGE DR, STRUNK, KY 42649-7323
Document Number	00D223/550
Book / Page	D223 / 550
Map Reference	DB 209 PG 613
Instrument Date	Sep 18, 2020
Instrument	131957
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$215.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	110 HERITAGE DR, STRUNK, KY 42649-7323

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 214, STRUNK, KY 42649-0214
Investor	Possibly a Property Investor

Mortgage

Document Number	0000M228/6
Date	Oct 6, 2020
Book Page	M228/6
Instrument	131958

Lender

Name	CITIZENS NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 23, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: McCreary County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	McCreary County
Unified School District	McCreary County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,728.00 (-1.48%)	$215,000 (-)	$215,000 (-)
2023	$1,754.00	$215,000	$215,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 84% of Kentucky
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCCREARY COUNTY WATER DISTRICT serves 34,439 people · EPA ID KY0740276
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Highland Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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