Bedford County property record for 110 Harmony Ln, Forest, VA 24551 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,259 sqft · built 2004 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $405,000 (Aug 2018) |
| Tax Bill | $2,397 (2025) |
| Deeds & Mortgages | Aug 2025 Line of Credit Jul 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 135 18 8 |
| Primary APN | 135 18 8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,259 sqft Living Area |
| 1st Floor Area | 1,637 sqft |
| Basement Area | 1,637 sqft |
| Unfinished Basement | 1,637 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,996 sqft (1.01 acres) |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 287 sqft |
| Deck Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 110 HARMONY LN |
|---|---|
| City | FOREST |
| State | VA |
| Zip | 24551-2114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MT HAVENLT 8 SEC 3 |
| Legal Subdivision | MT HAVEN |
| Legal Lot Number | 8 |
| Jurisdiction | BEDFORD VA |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 30203 |
Source: Bedford County records · APN 135 18 8
Assessment roll updated August 1, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 110 HARMONY LN, FOREST, VA 24551-2114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 29, 2025 | Deed of Trust, Mortgage · Line of Credit PINNACLE BANK |
| Jul 17, 2020 | Deed of Trust, Mortgage · Closed-End Mortgage CENTRAL VIRGINIA FEDERAL CREDIT UNION |
| Oct 07, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Aug 08, 2018 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 08, 2018 · Amount on Record |
| Deed Sale | Aug 08, 2018 · Amount on Record |
| Prior Sale | Nov 15, 2013 · Amount on Record |
| Deed Document Number | 20187224 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 110 HARMONY LN, FOREST, VA 24551-2114 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 110 HARMORY LN, FOREST, VA 24551-2114 |
| Document Number | 0250007390 |
|---|---|
| Date | Aug 29, 2025 |
| Instrument | 250007390 |
| Name | PINNACLE BANK |
|---|---|
| Type | Bank |
| Address | LYNCHBURG, VA 24502 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 20, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 110 HARMONY LN, FOREST, VA 24551-2114 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0200007760 |
|---|---|
| Date | Jul 17, 2020 |
| Instrument | 200007760 |
| Name | CENTRAL VIRGINIA FEDERAL CREDIT UNION |
|---|
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 13, 2030 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 110 HARMONY LN, FOREST, VA 24551-2114 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0190009330 |
|---|---|
| Date | Oct 07, 2019 |
| Instrument | 190009330 |
| Name | QUICKEN LOANS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2034 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEDFORD VA |
| Recording Date | Aug 08, 2018 |
| Property Address | 110 HARMONY LN, FOREST, VA 24551-2114 |
| Document Number | 180007224 |
| Instrument Date | Jul 26, 2018 |
| Instrument | 180007224 |
| Transaction Type | Transfer |
| Record Updated | Sep 02, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 180007225 |
|---|---|
| Date | Aug 08, 2018 |
| Instrument | 180007225 |
| Name | QUICKEN LOANS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Bedford County records · Assessment roll updated August 1, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Bedford County |
| Unified School District | Bedford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,397.00 | $584,700 (+1%) Land $73,000 Building $511,700 | |
| 2023 | $2,397.00 Additional exemption filed | $292,350 | $584,700 Land $73,000 Building $511,700 |
Source: FEMA National Flood Hazard Layer, Bedford County (51019C), updated September 29, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 34% of the US · above 58% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 2,174 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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