Oneida County and Utica City property record for 110 Harding Pl, Utica, NY 13501
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 2,652 sqft · built 1880 |
| Lot Size | 0.09 acres (3,960 sqft) |
| Owner | Individual Name on File |
| Last Sale | $120,000 (Aug 2024) |
| Tax Bill | $544 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Aug 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 301600 318.73-4-7 |
| Primary APN | 301600 318.73-4-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,652 sqft Total Area |
| 1st Floor Area | 1,326 sqft |
| 2nd Floor Area | 1,326 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,960 sqft (0.09 acres) |
| Lot Dimensions | 110 ft deep x 36 ft wide |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 09.121260 |
|---|---|
| Street Address | 110 HARDING PL |
| City | UTICA |
| State | NY |
| Zip | 13501-4414 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | 5-08-04-005 364X10842 318.073-0004-007.000/0000 |
| Legal Block | 4 |
| Legal Lot Number | 7.000 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | UTICA |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 26400 |
Source: Oneida County and Utica City records · APN 301600 318.73-4-7
Assessment roll updated April 28, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2 CHARTER CIR, OSSINING, NY 10562-6001 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Nov 18, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 01, 2024 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 01, 2024 · Amount on Record |
| Deed Sale | Aug 01, 2024 · Amount on Record |
| Prior Sale | Jun 09, 2005 · Amount on Record |
| Deed Document Number | 20242024-008776 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 110 HARDING PL, UTICA, NY 13501-4414 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000014682 |
|---|---|
| Date | Nov 18, 2025 |
| Instrument | 2025-014682 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 01, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Aug 01, 2024 |
| Property Address | 110 HARDING PL, UTICA, NY 13501-4414 |
| Document Number | 0000008776 |
| Instrument Date | Jul 15, 2024 |
| Instrument | 2024-008776 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 CHARTER CIR, OSSINING, NY 10562-6001 |
Source: Oneida County and Utica City records · Assessment roll updated April 28, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| Municipality | Utica City |
| Unified School District | Utica City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $544.00 (-50.59%) | $40,600 (-) Land $4,000 Building $36,600 | $109,750 (+16.24%) Land $10,813 Building $98,937 |
| 2023 | $40,600 (-) Land $4,000 Building $36,600 | $94,419 (+11.63%) Land $9,302 Building $85,117 | |
| 2022 | $1,101.00 | $40,600 Land $4,000 Building $36,600 | $84,583 Land $8,333 Building $76,250 |
Source: FEMA National Flood Hazard Layer as of September 26, 2013 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 561 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MVWA - MOHAWK VALLEY WATER AUTHORITY serves 126,250 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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